@MyLoFICO wrote:So I applied for the Amex Simply Cash and got a message to call. I called and they said everything looked perfect on my application but they couldn't approve because of a prior application being approved. I only app'd the SC once. She did it manually and said it said I had too many Amex cards and said she could see if they will approve it if I agree to give up my BCP or ED card and they would do another HP. I have been trying to get another business card for so long that I said yes. I agreed to close one of my personal cards as long as they leave me the BCP and combine the CL's. Then I got disconnected. I almost let it go at that. But something told me to call back.
I called back and got another girl who said everything is perfect and asked how may times did I apply for the SC. I told her the same thing and she said, ok let me force this through. She said should hear in 24 hours of my limit and all that from the final review team. I did not tell her what the last lady said. But she did not seem to worried about the number of cards and thanked me for joining the AMEX business team.
Any idea of what I can expect? The anticipation is killing me. I have been trying to get in with Amex for many years and thanks to you fine folks I managed that last week with 2 personal cards. I took a gamble and went for the SC because I have only my Cap 1 Spark with a $1750 CL and it is virtually useless to me because my invoices through my suppliers are at minimum $5k and have been as high as $15k. I am totally stoked. I just hope I don't get a $500 SL. I mean, if I do, I do I imagine they will be easier to grow than Crapital One.
I hate to burst your bubble but even if you're approved they start people pretty small on this card. In my case my SL was 3k. After 6 mos. I asked for, and got, a 3x CLI to 9k.
I decided to take the plunge a week ago and app the Blue Business Plus since it has the 2x promo going on. Instant denial. Got the email telling me they were finished and had made their decision and when I go to the decision its the decision from my Simply Cash app and my old apps from April. It doesn't show this one at all. So today I decided to app the blue cash with no AF on my personal account because it shows up in my card offers but I read here that might not mean anything. Same thing. No HP, No letter, no nothing. Its like they told me "We told you to wait.". I am grateful it was not a HP and I got some answers.
