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Amex BBC approval

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creditfan
Established Contributor

Re: Amex BBC approval


@xenon3030 wrote:

I got approved for Amex BBC with a SUB of $500, requiring an spend of 5k. It should be a good biz card to have (2% with a cap of 50k). 

 

The SL is a bit low (4k). How do the Amex Biz credit cards grow? Does a CLI request result a HP?


you actually don't have to wait for CLI if you have other cards with AMEX (biz & personal), you can easily allocation CL between cards from day one.

It was nice to get this one https://www.doctorofcredit.com/ymmv-american-express-blue-business-plus-75000-points-signup-bonus-no...

Message 11 of 16
keluric
New Contributor

Re: Amex BBC approval

Congrats on the approval!

Personal

Business

//Reformed CC User//


Gardening
Message 12 of 16
xenon3030
Valued Contributor

Re: Amex BBC approval


@creditfan wrote:


It was nice to get this one https://www.doctorofcredit.com/ymmv-american-express-blue-business-plus-75000-points-signup-bonus-no...


Thanks for the suggestion. BBP and BBC look to be almost identical, except one is CB and the other one works with MR. It is good to double check whether they provide similar SUB on this card in future (the SUB at my end was only 25k MR while it needed a large spend of 15k).


Fico8: EX~EQ~TU~840 (12 month goal~850).
BOA (CCR, UCR), Chase (CFF, CSP, Amazon, CIC, CIU), US Bank (Cash+, AR, Go, Ralphs), Discover, Citi (CCC, DC, SYW), Amex (BCP, HH, Biz Gold, BBC, BBP), Affinity CR, Cap1(Walmart), Barclays View.
Message 13 of 16
RebelRocket
Regular Contributor

Re: Amex BBC approval

Congrats on the approval! Jealous of the extra bump on your SUB. XD I received a high enough limit to be OK with mine for now but as others have already mentioned, they can definitely grow.





Message 14 of 16
xenon3030
Valued Contributor

Re: Amex BBC approval

I added the card successfully to my account today. It seems that it already received an auto CLI. The CL is now 10k Smiley Happy

 

Anyway, the card has a feature that helps to do a purchase above the CL limit. It needs filling the online form while for each request, the Minimum Payment Due seems to get elevated.


Fico8: EX~EQ~TU~840 (12 month goal~850).
BOA (CCR, UCR), Chase (CFF, CSP, Amazon, CIC, CIU), US Bank (Cash+, AR, Go, Ralphs), Discover, Citi (CCC, DC, SYW), Amex (BCP, HH, Biz Gold, BBC, BBP), Affinity CR, Cap1(Walmart), Barclays View.
Message 15 of 16
URHomeInvestments
Regular Contributor

Re: Amex BBC approval

Those are nice features!  I had a similar experience with a line of $10k right from the application, but messaging said the line would actually be $20k once I received the card.  My approval was for the Business Blue.

Message 16 of 16
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