Amex Business Loan -- Approved!

[credit_is_crack]

So I got this preapproval email from Amex. It's for a business loan. They've never offered me a personal one and not sure what prompted them to send me the business flavor, but here it is.

Do Amex business loans show up on my personal credit reports?

[credit_is_crack]

I did find this in the FAQ's, but still doesnt specify if its reported to personal or business credit reports. @K-in-Boston @Gmood1 @CreditCuriosity  @M_Smart007  do you all know if an amex business loan would report to personal CRA's?

[M_Smart007]

@credit_is_crack, Congrats on your offer!

I am unsure, as I never have had an Amex loan of any kind.

Maybe the other's that you tagged can give insight?

[Gmood1]

I'm unsure as well @credit_is_crack . I've never had one of those. Wish I could help buddy. 

[credit_is_crack]

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@Gmood1 wrote:

I'm unsure as well @credit_is_crack . I've never had one of those. Wish I could help buddy. 

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Thanks @Gmood1 @M_Smart007 

I've never had an offer for personal or business loans with them so I'm curious. I just chatted with them online and they said it would only go to business CRAs, but to make sure I'm probably going to hit them up again tomorrow and see if I get the same answer. Looks like the loan groups are closed weekends so no idea if the person who gave me the info today is 100% solid, but I like the idea of it not showing on personal 

we'll also see if someone on here knows as well for good measure 

[601flyguy]

I've done their business loan before. It doesn't report to personal. 

[credit_is_crack]

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@601flyguy wrote:

I've done their business loan before. It doesn't report to personal. 

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Nice - Thanks @601flyguy!

[601flyguy]

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@credit_is_crack wrote:

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@601flyguy wrote:

I've done their business loan before. It doesn't report to personal. 

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Nice - Thanks @601flyguy!

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No problem. I hope they offer me another one soon.  

[CreditCuriosity]

Ya never had personal loan on business side, but would be shocked if it reported to personal credit.  Few dp's here CSR said it would, but take what a CSR says as a grain of salt and another person saying it didn't report which I suspect is the truth altough might report to bussiness CRA's?

[Creditaddict]

Our business account had an offer for $75k under my mother in laws account several months back and it was there about a week and then was gone... I spoke with an amex rep and they say the offers can literally appear 1 day and be gone the next... so grab it if you need or want it.

they also seem to be just like the personal offers... they are as good as approved if you accept it!