@URHomeInvestments wrote:
I wish we'd known earlier that the relationship with Amex on the personal side would translate to so much value on the business side of Amex. That's a young entity with zero credit, so the key must be the personal relationship, your personal FICO and so forth. Thanks for sharing and congratulations!
I think it has more to do with the personal relationship since a 670 score is not really an amazing score. I did have an incident with Amex where they got spooked out in January and placed a limit on my card for $4,500 or so. I took about 2 months to call in and when I did they just asked for 3 months of statements. I decided to provide it and connected my main account via plaid, I've read many datapoints of people who had their limits increased but mines was completely removed. I think that them having access to my personal financials played a big role in the approval.
I also think it's easier to get into the charge cards than their regular cards, I got denied for about 4-5 regular cards on both the personal and business side before this approval. All the denials were before providing bank statements though.
