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Amex SimplyCash Plus Business Credit Card Approved!

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ohjoy
Frequent Contributor

Amex SimplyCash Plus Business Credit Card Approved!

Just applied for the Amex Business blue card. Received message saying Pending Review and to call. I didn't know what to expect but, since I'm already with Amex personally, I hoped to get approved with at least a courtesy $1000. But what the heck else did they need from me? Gotta admit I was a little nervous because a denial online is one thing but, having a person say so is a horse of another color. Anyhoo...

 

They wanted to verify my business address because they were showing a different suite number listed. I'd been using a PO Box but am now paying for a corporate identity address because of what I read on this board. They corrected the info and verified my personal address and said if the card was approved, it would be sent to my personal address within 7-10 days. Dude came back with a Congratulations and said my card was approved for $22,500 and will be sent in 3-5 days, no additional cost! You could've knocked me over with a feather.

 

This is HUGE for me since I've been making business purchases with my personal cards and expensing it back to the company. Shoot, I don't even have this much personally with AMEX. But I'll take it!

 

Thanks for letting me share my excitement.

Starting Score (May 2017): 584 TU
Current Scores: 752 TU, 717 EQ, 750 EX

Goal Score: 820+




7 REPLIES 7
Anonymous
Not applicable

Re: Amex SimplyCash Plus Business Credit Card Approved!

Congrats. 🍾🎊🎉🎈. That’s a sweet SL. 

Message 2 of 8
simplynoir
Community Leader
Mega Contributor

Re: Amex SimplyCash Plus Business Credit Card Approved!

Congratulations! That's a heck of an approval there.

Message 3 of 8
601flyguy
Established Contributor

Re: Amex SimplyCash Plus Business Credit Card Approved!

Congrats! Gotta love amex. I was in the exact same situation back in May. Same card, limit, review/call, etc. It seems that putting alot of business spend on personal cards definitely helps.

What did you read here about po boxes?
2019 Spend Summary
$944,008 Amex BRG
$91,953 Amex SC
$58,351 Discover It
$50,046 BofA CR
$36,146 Amex PRG
$6,774 Cap1 QS
$963 Amex CM

$1,188,241 Yearly Spend
Message 4 of 8
ohjoy
Frequent Contributor

Re: Amex SimplyCash Plus Business Credit Card Approved!


@601flyguy wrote:
Congrats! Gotta love amex. I was in the exact same situation back in May. Same card, limit, review/call, etc. It seems that putting alot of business spend on personal cards definitely helps.

What did you read here about po boxes?

I read here in how to build credit for your business, that you should have a street address and not a post office box. I've been using a po box and decided to use one of those corporate id places for an address.

Starting Score (May 2017): 584 TU
Current Scores: 752 TU, 717 EQ, 750 EX

Goal Score: 820+




Message 5 of 8
601flyguy
Established Contributor

Re: Amex SimplyCash Plus Business Credit Card Approved!

Oh ok. I use a po box but use the street address. Still looking for another option.
2019 Spend Summary
$944,008 Amex BRG
$91,953 Amex SC
$58,351 Discover It
$50,046 BofA CR
$36,146 Amex PRG
$6,774 Cap1 QS
$963 Amex CM

$1,188,241 Yearly Spend
Message 6 of 8
19eighty5
Senior Contributor

Re: Amex SimplyCash Plus Business Credit Card Approved!

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 7 of 8
Anonymous
Not applicable

Re: Amex SimplyCash Plus Business Credit Card Approved!

Congratulation on your approval.  

 

 

Message 8 of 8
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