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Just recently got back in With amex on the personal side but would also like to now get my 1st business card with them. My question is should I unlock my CRs before Appling with them or do I not need to since im already in on the personal side? Also with the question about annual revenue is it better to put $0 because I havent been in business for a year yet or should I put projected revenue?
Future approvals with Amex are never guaranteed to be a SP. Being they are the majority of the time, you could leave them locked. They'll let you know if theres a problem processing the application
. If you want to eliminate possible delays in processing your application just unlock them.
It's going to be a PG. Being a new business, if you don't have any tax filings put zero for revenue. It's been a while since I looked at one of their applications, but if you put zero business income they might then provide a space to input projected sales, or revenue. As a general rule of thumb, It's always best not to use projections unless the lender gives permission or provides a place to input that information.
Best of luck!
@GTS wrote:Just recently got back in With amex on the personal side but would also like to now get my 1st business card with them. My question is should I unlock my CRs before Appling with them or do I not need to since im already in on the personal side? Also with the question about annual revenue is it better to put $0 because I havent been in business for a year yet or should I put projected revenue?
I don't really know the correct answer to either question, but if it were me I'd (a) unfreeze my reports for the application, and (b) take my last few months monthly revenue and project it out over 12 months.




























