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I have recently responded to a pre-approved offer for Amex Business Plus card which got instantly approved but CL was only $10k which was kinda unusual since all the Amex cards I have so far have had CL at least $25k....But today I got a mail from them notifying to me that they actually took this $10k CL from one of my existing Amex accounts and relocated to this newly opened account...which is fine with me, but wondering if there is anything I can do to have extra CLI on both of these accounts, the newly opened one and the one that they moved the CL from? Both are business accounts and I am not using the business account with them lately that much...When can I request for CLI safely without any issue? Thanks
@Janneman wrote:I have recently responded to a pre-approved offer for Amex Business Plus card which got instantly approved but CL was only $10k which was kinda unusual since all the Amex cards I have so far have had CL at least $25k....But today I got a mail from them notifying to me that they actually took this $10k CL from one of my existing Amex accounts and relocated to this newly opened account...which is fine with me, but wondering if there is anything I can do to have extra CLI on both of these accounts, the newly opened one and the one that they moved the CL from? Both are business accounts and I am not using the business account with them lately that much...When can I request for CLI safely without any issue? Thanks
the new account probably won't be elgibile for ~91 days
the old account you can probably? ask now, you just have to see if the option is there
asking for a CLI might lock you out of asking for another CLI on a different card for a period of time, IME, I can ask again much sooner than 91 days on my biz cards than I can on my personal card
you can also recallocate between the two biz cards after about a month or so, just keep checking the online tool for when you can access the new card should you want to reallocate
as for if you will get the CLI, you might? start hitting a wall where amex is going to need you to show you need it and not give it to you without the requite monthly spend. you'll have to get a denial reason to know for sure.
I have noticed that amex is total exposure sensitive on personal cards. They went 3X on clis, without much spend, until I hit 45% reported income.
There may be some similar limit for biz accounts.