Amex business card soft pull?

[SDMarik]

So right now I have 3 Amex cards (Plat, Gold, and BCP). I was only hit with the one HP on the first app, and the BCP is the most recent one (about 10 months ago)

I want to grab a Blue Business Plus to consolidate my business spending, and pick up the 2x multiplier that the Platinum and Gold dont cover.

I know Amex is usually pretty good about subsequent cards being soft pulls, with the occasional hard pull in there. Is there any reason to think this would be any different for me this time, seeing as it's a business card?

Thanks in advance!

[simplynoir]

It shouldn't be any different but always be prepared for that odd instance when AMEX does a HP. There doesn't seem to be any rhyme or reason for when they do it to customers who are already cardholders

[SDMarik]

Yeah, I'm always sort of ready for it with them.

[bigseegar]

For me they SP'ed but they also wanted Business financials via either giving them electronic access to my accounts of via 3 months statements.

[SouthJamaica]

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@SDMarik wrote:

So right now I have 3 Amex cards (Plat, Gold, and BCP). I was only hit with the one HP on the first app, and the BCP is the most recent one (about 10 months ago)

I want to grab a Blue Business Plus to consolidate my business spending, and pick up the 2x multiplier that the Platinum and Gold dont cover.

I know Amex is usually pretty good about subsequent cards being soft pulls, with the occasional hard pull in there. Is there any reason to think this would be any different for me this time, seeing as it's a business card?

Thanks in advance!

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No it will most likely be a soft pull.  All of my Amex business cards, including that one, have been soft pulls.

[SDMarik]

Ok sounds good, did they ask for any other substantiating information for the business? Like financials, LLC docs, etc? Not that it's an issue, just want to know if I should get it ready.

[Creditaddict]

I've been asked to link my checking account through Plaid or upload 3 months but if you can do it through plaid then usually it will instantly approve.  I think it also helped me receive a much higher CL on my business card than my personal card.

[SouthJamaica]

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@SDMarik wrote:

Ok sounds good, did they ask for any other substantiating information for the business? Like financials, LLC docs, etc? Not that it's an issue, just want to know if I should get it ready.

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They didn't ask me for anything.

[Suzette2]

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@SDMarik wrote:

So right now I have 3 Amex cards (Plat, Gold, and BCP). I was only hit with the one HP on the first app, and the BCP is the most recent one (about 10 months ago)

I want to grab a Blue Business Plus to consolidate my business spending, and pick up the 2x multiplier that the Platinum and Gold dont cover.

I know Amex is usually pretty good about subsequent cards being soft pulls, with the occasional hard pull in there. Is there any reason to think this would be any different for me this time, seeing as it's a business card?

Thanks in advance!

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Funny you should post this- I got the BCP (TU Md EX) last March and the Delta Plat (SP) in may.  Today I just got 2 business- a plat and a gold.  Both SP. 

[Suzette2]

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@SouthJamaica wrote:

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@SDMarik wrote:

So right now I have 3 Amex cards (Plat, Gold, and BCP). I was only hit with the one HP on the first app, and the BCP is the most recent one (about 10 months ago)

I want to grab a Blue Business Plus to consolidate my business spending, and pick up the 2x multiplier that the Platinum and Gold dont cover.

I know Amex is usually pretty good about subsequent cards being soft pulls, with the occasional hard pull in there. Is there any reason to think this would be any different for me this time, seeing as it's a business card?

Thanks in advance!

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No it will most likely be a soft pull.  All of my Amex business cards, including that one, have been soft pulls.

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Mine as well