Another Walmart Community Card NET30 Approved No PG

[BizCreditHunter]

Saw @woodyman100 's approval on 12/5 so I went for it. It was not an instant approval for us.The system came back with "We are reviewing your application to determine if additional information is required and will be in touch. To help us continue the review process, we ask that you provide some additional information below."  Below that was a request to "Provide a personal guaranty" which I declined to do.

Then received 2 emails after applying to "provide more information." It was still asking for a PG. I then forgot all about this application and figured it wouldn't be approved since they requested a PG.

Imagine my surprise when I received an email, expecting a denial, but the subject was "Welcome to Walmart Community Card!" I opened it and thought it would be a small "getting to know you" limit. Surprise, surprise, surprise... SL $7,500.

DPs: Paydex score was 75. Experian Biz was 83. Equifax Biz was 499. We have $183,000 in lines for the business with just over $37K in use. We just started using AMEX (more) and also recently approved for Torpago SL $4,500.

[4sallypat]

Wow, congrats!

I may have to try this line of credit a spin too,

Thanks for sharing your DP!

[GApeachy]

@BizCreditHunter congrats!  @M_Smart007  had posted upon his approval that the csr helped him log in to the Smartview acct. so I called the number and the csr helped me set up mine too (on the same day of approval as well- yesterday).  Enjoy!

@4sallypat if you do apply let us know....crossing finger, toes, and eyes for ya!!!!

[M_Smart007]

Congrats on Another Walmart Community Card NET30 Approval!

[Anonymous]

Congratulations!  When I applied I requested $10k SL, and was instantly approved for $5k and also received multiple emails requesting I provide a PG if I wanted the $10k I requested, which I also declined to do.  But when I received the card and setup my account I have a CL of $10k, so they game me the $10k without actually providing the PG they orginally said they needed.

[BizCreditHunter]

A little update. I requested an increase from $7K to $20K. They approved it to $15K.

[JoeRockhead]

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@BizCreditHunter wrote:

A little update. I requested an increase from $7K to $20K. They approved it to $15K.

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Very nice all around, congratulations!

[Angel4Rim]

Does anyone know what bureau they pull if you agree to PG? Are they startup friendly ? 

[AzCreditGuy]

How you guys applying at Walmart, I swear the people that work in Az are clueless..Tried to app for Buss Card and no one knew what the heck to do, I was able to get my money back on the Business Membership and just said forget Walmart