Anyone Paying for Dedicated Internet Access with an Ink Business Cash card?

[ThomasJNewton]

Helping a friend whose company needs high speed internet access and is likely to get it from Spectrum Enterprise, Lumen and/or AT&T. He is considering getting an Ink Business Cash card to take advantage of the 5% on internet service, but was concerned how those charges would code. Given that it would be about $1,250 cash back a year, it is a substantial amount of money and so he wants to make sure it would work.

[CorpCrMgr1]

No answer from me with your question, but I'd steer clear of AT&T. Lost service four or five times for days a couple of years ago. I was offering up to $200 for anyone that would send me a picture of any repair vehicle with a working crew within 50 miles from where I lived. No one could. BTW, I live 0.1 miles from an AT&T facility. I was told "they" we're workng by on the issue. I switched. 

[FireMedic1]

Fine print:

5% Cash Back: You’ll earn 5% Cash Back rewards total for each $1 of the first $25,000 spent each account anniversary year on combined purchases in the following rewards categories: office supply stores; internet, cable, and phone services (4% additional Cash Back rewards on top of the 1% Cash Back rewards earned on each purchase). After $25,000 is spent on combined purchases in these categories each account anniversary year, you go back to earning 1% Cash Back

[Anonymous]

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@FireMedic1 wrote:

Fine print:

5% Cash Back: You’ll earn 5% Cash Back rewards total for each $1 of the first $25,000 spent each account anniversary year on combined purchases in the following rewards categories: office supply stores; internet, cable, and phone services (4% additional Cash Back rewards on top of the 1% Cash Back rewards earned on each purchase). After $25,000 is spent on combined purchases in these categories each account anniversary year, you go back to earning 1% Cash Back

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I assume that is where the $1,250 came from.

My thought was if the total is above $25K you will have to remember to change the charging card part way through the year, which is a pain but the 5% on the first bit may be worth it

[ThomasJNewton]

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@Anonymous wrote:I assume that is where the $1,250 came from.

Yup, that is the source of the $1,250. :-)

My thought was if the total is above $25K you will have to remember to change the charging card part way through the year, which is a pain but the 5% on the first bit may be worth it

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There would be two locations and depending on whether the service ends up being 1Gb/s, 1Gb/s burstable on a 10Gb/s circuit, or 10Gb/s on a 10Gb/s circuit, the expectation would be they would either just squeak by under $25,000, or they would end up getting two cards one for each location (each has a separate LLC if needed for that purpose).

[Aim_High]

I use my Chase INK Cash for home television + internet and for cellphones.  Easy 5% cash or 7.5% to 10% in travel when transferred to portal or partners. 

My AT&T service codes as "Merchant type: Cable and paid television services."   "Category: Bills & utilities"  My statement doesn't show the specific MCC but looking it up in the VISA Merchant Data Standards Manual, it appears on page 49 that the MCC would be 4899.   I've never had a problem getting the 5%.  Of course, I don't spend $25K per year on it to max it out!  Lol

[ThomasJNewton]

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@Aim_High wrote:

I use my Chase INK Cash for home television + internet and for cellphones.  Easy 5% cash or 7.5% to 10% in travel when transferred to portal or partners. 

Nice

My AT&T service codes as "Merchant type: Cable and paid television services."   "Category: Bills & utilities"  My statement doesn't show the specific MCC but looking it up in the VISA Merchant Data Standards Manual, it appears on page 49 that the MCC would be 4899.   I've never had a problem getting the 5%.  Of course, I don't spend $25K per year on it to max it out!  Lol

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Well if it works for you, I hope it will work for them. :-)

[Alephbet]

I have spent tends of thousands on ACC Business (which is a subsidiary of AT&T) and it shows up as ATT ACC Business and is for dedicated internet access as well as tens of thousands with AT&T Wireless and they both show up properly for 5X and 3X on the Ink Business Cash and Ink Business Preferred respectively. Although this was not your question, it also shows up properly as 4X on the AMEX Business Gold with the new changes as well. I can't speak for the other companies but I have found that Chase is rather broad in its categories and everything I have expected to work has worked fine for internet or cellular. AMEX is more restrictive and, for example, Verizon Wireless does not show up as 4X on the AMEX Business Gold or Marriott Bonvoy Business. T-Mobile and Mint Mobile worked fine on all of the above though.

[pizzadude]

Not sure if this is relevant but many businesses have failover internet in the event of outages / disruptions, so your friend might need more than one cashback card if they're planning for redundancy service.

[ThomasJNewton]

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@pizzadude wrote:

Not sure if this is relevant but many businesses have failover internet in the event of outages / disruptions, so your friend might need more than one cashback card if they're planning for redundancy service.

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Neither location is likely to have a redundant connection as they serve as back ups for each other.