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Approved for the Amazon Business Prime Card but I have questions

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Rudy1
Established Contributor

Approved for the Amazon Business Prime Card but I have questions

So this morning I applied for and was approved for a Amazon Business Prime Card but I don't understand the payment options on Amazon. I was going to buy something and it has two options 5% back of 90 days payment. Now i'm confused if I choose 5% will the balance have to be PIF by the end of the month or do I just get chraged my normal apr? If I choose 90 days do I have until then to PIF or I get charge my apr? I don't think this card requries a PIF like charge cards so I think if I choose 5% or 90 days it like those options on the Synchrony card.

 

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FinStar
Moderator Emeritus

Re: Approved for the Amazon Business Prime Card but I have questions

The AmEx Amazon biz cards are both revolvers, not charge cards.  So, traditional revolving payment terms apply unless you select the extended financing option.  I prefer to earn rewards so I never select the 90-day extended plan.

 

That said, if you want to earn the 5% rewards on your AmEx Amazon Prime CC purchases, then select that option upon checkout.  If you want to avoid finance charges, which would pretty much erase your earned rewards, then PIF by your payment due date as printed on the statement.

Message 2 of 4
Anonymous
Not applicable

Re: Approved for the Amazon Business Prime Card but I have questions

Amazon business prime have different type of cards and payments they offer. They do have a cobrandes Amex card, and they also have a net 55 or net 50 which is a synchrony bank issued. Which business card did you apply for or which bank was the one that issued you the card?

Congratulations on your approval

Message 3 of 4
Rudy1
Established Contributor

Re: Approved for the Amazon Business Prime Card but I have questions

Amex issued my card. I was talking about is the Amex card like the synchrony one where is I do 5% I have to pay my normal apr. I could have worded that better. Thanks! I get it now. I'll choose 5% cause that's a better deal.

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