@TryItAgain congrats and yes im suprised i got approved with the limit i did becase my fico 5 score is nearly 60-70 points lower than my f8
@TryItAgain wrote:
@mfinsmi1 wrote:Instant approval, 8K
Edit : im pretty sure they pull TU fico 5 , not TU 9, after receiving welcome email
Sole Prop
Cool thanks for the heads up. I looked into them a few months back but held off due to closing on house coming up.
Now that house closed 11-28-22 I needed this reminder about BHG. Took a shot applying on the website for business card. Next day they asked me to unfreeze my TU only by text.
30 Minutes after doing so I got an approval for $24k and they apparently do not report to personal reports unless you default, according to their FAQ's. Based on the TU score on shown price you pay for credit email, it matches my TU 5 score not 9.
I am a single member LLC with TU of around 790-800 give or take. However, I just had a major app spree before BHG after my MTG closed (added like 5 pers & 4 bus accts that all rqd HP's). The inquiries & new accounts did nto seem to affect BHG approving me. YMMV
Nice thanks again!
Congratulations on your approval.
Now that I think about it, I don't think there is a TU FICO 5. There's TU FICO 4, and there's EQ FICO 5. In my case they appeared to pull TU FICO 8, but I can't rule out its having been TU FICO 4.
@SouthJamaica oh yah well in myfico under the fico 5 4, and 2 scores, thats the score that matched what was on my application when i got approved
@mfinsmi1 wrote:@SouthJamaica oh yah well in myfico under the fico 5 4, and 2 scores, thats the score that matched what was on my application when i got approved
That would be consistent with @M_Smart007 's experience.