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BJ Business Again...

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Anonymous
Not applicable

Re: BJ Business Again... UPDATE


@Creditaddict wrote:

Color me SHOCKED, 4th time applying and I guess they finally verified...

 

APPROVED $8700.

 

I had asked for $25k but I'll take it!


Nice.. Enjoy it.

Message 11 of 16
CreditUnionFan
Valued Contributor

Re: BJ Business Again... UPDATE


@Creditaddict wrote:

Color me SHOCKED, 4th time applying and I guess they finally verified...

 

APPROVED $8700.

 

I had asked for $25k but I'll take it!


Very nice, Congrats!!

 

I may go back and re-join BJs to see if this time they'll approve for the card, lol.

I was going to garden... Honest!
Message 12 of 16
SMB85
New Contributor

Re: BJ Business Again... UPDATE

Applied. Said to wait a few days to hear back on the approval. Called the phone banking number a few hours later, approved for $8700.

 

Once I received the card, sent a letter asking for CLI to $25K. Received a response a few hours later via email... Approved for $25K, available immediately.

 

No PG whatsoever from day 1 and they didn't even ask for one. They said "we don't need one for this business." Strong file with 18+ tradelines showing on Experian. Score fluctuating between 20 (!?!) and mid 50s.

Message 13 of 16
Jolo0801
Frequent Contributor

Re: BJ Business Again... UPDATE

Dang....I just a meesly $1K limit...

Can I ask for luv?

Is there a luv butoon...

 


@SMB85 wrote:

Applied. Said to wait a few days to hear back on the approval. Called the phone banking number a few hours later, approved for $8700.

 

Once I received the card, sent a letter asking for CLI to $25K. Received a response a few hours later via email... Approved for $25K, available immediately.

 

No PG whatsoever from day 1 and they didn't even ask for one. They said "we don't need one for this business." Strong file with 18+ tradelines showing on Experian. Score fluctuating between 20 (!?!) and mid 50s.


 


NFCU Cashrewards $20,500 ~ NFCU LOC $15,000 ~ Chase Southwest $9,800 ~ Discover IT $500 ~ Hilton Honor Amex $1,000 ~ MILITARY STAR $6,900 ~ USAA Classic $500 ~ Macy's Store Card $3,200 ~ Mercury Visa $3,450 ~ Amazon Prime $2,200
Message 14 of 16
FocusedAndDetermined
Senior Contributor

Re: BJ Business Again... UPDATE


@Creditaddict wrote:

Color me SHOCKED, 4th time applying and I guess they finally verified...

 

APPROVED $8700.

 

I had asked for $25k but I'll take it!


Your tenacity paid off.Smiley Happy  Congrats!

Message 15 of 16
SMB85
New Contributor

Re: BJ Business Again... UPDATE


@Jolo0801 wrote:

Dang....I just a meesly $1K limit...

Can I ask for luv?

Is there a luv butoon...

 


@SMB85 wrote:

Applied. Said to wait a few days to hear back on the approval. Called the phone banking number a few hours later, approved for $8700.

 

Once I received the card, sent a letter asking for CLI to $25K. Received a response a few hours later via email... Approved for $25K, available immediately.

 

No PG whatsoever from day 1 and they didn't even ask for one. They said "we don't need one for this business." Strong file with 18+ tradelines showing on Experian. Score fluctuating between 20 (!?!) and mid 50s.


 


Ha, I wish. If you fax them a letter (or you can email it as well), they respond within a day or so. They seem to running a lot of approvals and CLIs at $8700, $17.5K, $25K, $40K.

Message 16 of 16
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