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BOA Business Travel Rewards Approval!!

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credit_endurance
Valued Contributor

BOA Business Travel Rewards Approval!!

BOA Travel  Advantage Rewards Business Approval.jpgNormally not this excited about a business card approval as I am with this current one. Threw this app to the wind as I am currently waiting patiently for my Citi Biz AA recon to complete it's process. 

 

Haven't been approved for a credit card nor credit limit increase from BOA since 2018 folks. Its been that dry of a spell for me. But was still procative looking towards the bigger "picture" and threw some investments into both a checking/saving/merrill accounts to gain preferred rewards status a couple months ago.

 

See this thread:https://ficoforums.myfico.com/t5/Personal-Finance/BOA-Premium-Rewards-Kick-In-Period/td-p/6196806

 

Decided to take a crack at one of thier business products with some decent rewards structure. Knowing now I would benefit more heavily being a PR member. Appied on late Thurs/Early Fri morning and actually received my first pending review app status in as many years. All others have been straight rejections so I knew this was a good sign.

 

Searched the backdoor for App status  #  and number lead to a msg saying they where no longer excepting calls at this time. So had to wait it out. Finally  on MLK holiday of all days, decided to check my BOA bank account and to my suprise the app was approved! Smiley Surprised For a very modest $8,000 SL. I also have a cash rewards at $55,600 which also remained intact. So total exposure with them is $63,600. 

 

Didn''t think BOA had anything left ion the table for me as I was strongly considering pulling all assests out after my most recent denial for the Premuim Rewards. Even without the main prize, this gives me another option combined with the cash rewards to fully benefit from  the PR progam.

 

Side note: Was going to go after the BOA Alaskian Airlines Signature Visa but thought against that one with reports of it being the business equivalent of the premium rewards card. So glad I didn't! Smiley LOL

 

DP"s

Transunion pull 776  

Accounts 0/6 8/12 LOL/24

Utili 1% reporting

Banking relationship 11 years +

Banking accounts: Checking/Savings/Merrill Edge

 

Thanks for looking

 

BOA Travel  Advantage Rewards Business Approval.jpg

 

 

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 1 of 15
14 REPLIES 14
AllZero
Mega Contributor

Re: BOA Business Travel Rewards Approval!!

Congratulations on your approval! Thank you for sharing the data points!

Message 2 of 15
credit_endurance
Valued Contributor

Re: BOA Business Travel Rewards Approval!!

Thanks @AllZero!! Anytime my friend!!

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 3 of 15
blindambition
Senior Contributor

Re: BOA Business Travel Rewards Approval!!

Congrats on the approval!!!! Just shows you can be BMoC at BofA, when you give them $$$ and investments.

Message 4 of 15
credit_endurance
Valued Contributor

Re: BOA Business Travel Rewards Approval!!


@blindambition wrote:

Congrats on the approval!!!! Just shows you can be BMoC at BofA, when you give them $$$ and investments.


Thanks @blindambition!! Absolutely the skies the limit when you show them the $ 😆

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 5 of 15
gingerflower
Senior Contributor

Re: BOA Business Travel Rewards Approval!!

Congratulations on your Boa Business Cc! Awesome SL!

Message 6 of 15
barca
Regular Contributor

Re: BOA Business Travel Rewards Approval!!

congrats. BOA is very generous to their customers.

I am suprised you were deny the premium rewards since you have assets with them

Message 7 of 15
credit_endurance
Valued Contributor

Re: BOA Business Travel Rewards Approval!!


@gingerflower wrote:

Congratulations on your Boa Business Cc! Awesome SL!


@gingerflower Thanks!! Now to get tha Citi app approved! 😀

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 8 of 15
credit_endurance
Valued Contributor

Re: BOA Business Travel Rewards Approval!!


@barca wrote:

congrats. BOA is very generous to their customers.

I am suprised you were deny the premium rewards since you have assets with them


Thanks @barca!! Yes, baffles my mind as to why I can't breakthrough for approval on the PR card. Guess they have their reasons. 

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 9 of 15
M_Smart007
Legendary Contributor

Re: BOA Business Travel Rewards Approval!!

Congratulations!

Message 10 of 15
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