Bank of America Business Unlimited 2Fer

[jdsinm]

Hello all,

One approved for my own SS#/sole p at the end of the app online.

Applied for a second under an EIN 26 hours later, approved at the end of the app online.

A single TU personal inquiry. I locked my report after the first app.

Approval first card-15K 

Second approval-15K

Datapoints-

applies to both-

Score in the 76X range 

14% overall credit card usage

25% overall business credit card useage

2% credit business useage with them

15% credit personal usage with them

1 outstanding loans/revolving credit (no auto or home)

Income in solid 6 digit area, business income listed 90K for each business

Credit age average about 16 years 

They pulled TU personal with a cali address

No idea if they pulled bus credit

1 inquiries when pulled

applies to LLC with EIN-

EIN busienss is 4 years + old 

Single cc for business, it is with bofa. It is the business advantage unlimited. Approx 14 months old. About 25% lower CL then this approval.

0% credit business useage with them on this card

Business checking about a year old- approx 20K balance

apples to SS# -

Sole P is about 15 years old

Have two personal cards with them. One around 20 years old. Once about 14 months old.

I have a single business cash rewards with them thats about 2 plus year old. About 10% lower LC then this approval.

Personal Checking with them with 5K plus average balance for past 60 days. 

[Dcowboy08]

Congrats. Great DP's, thank you for that.

[cashorcharge]

That’s Terrific!! Congratulations on both your Approvals!!👏🏼🍾🥂

[URHomeInvestments]

Thanks for the data points, and specifically how you applied online rather than over the phone or with a rep in person. 

Those lines are quite respectable.  Congratulations!