Biz lines

[Anonymous]

I had Chase ding me so I started branching out and used the advice from these forums, making sure the busness lines do not report on personal.

-So far Capital On Tap was easy and got $20k

-I looked for a LOC and there are some crap lenders in FinTech. I ended up with Fundation which is ok for now. $50k and 10%APR over 18 months from draw. I do no intend to use it but to bridge for a month or two here and there on large projects.

-I have a CapOne biz that is years old and I dislike that it reports on personal.

-Maybe when I clean up Chase will give me my biz limit back

[Five6Two]

Sorry to hear about Chase, glad that you're making steps to remedy the situation. I applied for Citizen's like many others have, still waiting to hear back. Best wishes with your biz credit journey! 

[4sallypat]

I gave up on Chase.

I was at 3/24 and apped for the Ink Business because I knew I wanted that card first to save my new accounts for them but was denied.

No more Chase for me either.

As a workaround, I got approved this week for:

Amex Amazon Prime Business 13K

FNBO Evergreen Business 15K

Next on my list will be either the Amex Gold or Plat Business.....

[FinStar]

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@Anonymous wrote:

I had Chase ding me so I started branching out and used the advice from these forums, making sure the busness lines do not report on personal.

-So far Capital On Tap was easy and got $20k

-I looked for a LOC and there are some crap lenders in FinTech. I ended up with Fundation which is ok for now. $50k and 10%APR over 18 months from draw. I do no intend to use it but to bridge for a month or two here and there on large projects.

-I have a CapOne biz that is years old and I dislike that it reports on personal.

-Maybe when I clean up Chase will give me my biz limit back

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When you say Chase "dinged" you...what does that really mean?  Was this a particular business card of theirs?

[Anonymous]

@FinStar 

Yes it was their Southwest business card that they lowered the limit by $7k.