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I heard you should block certain CRA's when applying for USBank. Which ones? And why?
This was an old tactic on 2nd tier bureaus. This now actually hinders your possibility of getting approved. Back in the day people were referring to sagestream and innovis.
@CreditCuriosity wrote:This was an old tactic on 2nd tier bureaus. This now actually hinders your possibility of getting approved. Back in the day people were referring to sagestream and innovis.
Yep. More often than not issuers won't process the app, it stalls in limbo, and you have to call and enquire why nothing is happening and you have to unfreeze
Hopefully within a timeframe before the app is cancelled outright.
If you really want a card that fits your needs why do anything to hinder it's possible approval ?
I never understood the tactic.