@Spotsy wrote:They are offering your business credit score from D&B as well as no fees if you meet the minimum balance requirements. BoA has been very generous with me on the personal side so I decided to give the business arm a try. So far, they are being generous. 35k SL , not sure of the interest rate yet...but opened a checking and savings account all online...no drama or paperwork.
I do have a Chase Ink and C1 Spark Cash + for my business already. This is a nice addition.
Congratulations on your new Bank of America business credit card! That's a fantastic SL for sure.
I opened a card in November at Bank of America they gave me no interest until late May or June 2026 and they gave me a $15k SL. In December, they sent me a preapproved offer for a different card that was similar and gave me 0% for about the same length of time so I decided to go online and apply for it and see what happened. They gave me another $15k and I was pretty shocked that I got both of them so close together.
I would sure love to have a business credit card from Bank of America but I'm not sure if it would be good to apply right now after getting two of their cards on the personal side. I have a thick, clean profile with credit scores of 780-790. Would you go for it or am I really pushing my luck guys? I think I've had 3 approvals in the last 12 months including the two personal Bank of America cards. That's what Experian said but I could hardly believe it 
@RealEstateGuy89 wrote:
@Spotsy wrote:They are offering your business credit score from D&B as well as no fees if you meet the minimum balance requirements. BoA has been very generous with me on the personal side so I decided to give the business arm a try. So far, they are being generous. 35k SL , not sure of the interest rate yet...but opened a checking and savings account all online...no drama or paperwork.
I do have a Chase Ink and C1 Spark Cash + for my business already. This is a nice addition.
Congratulations on your new Bank of America business credit card! That's a fantastic SL for sure.
I opened a card in November at Bank of America they gave me no interest until late May or June 2026 and they gave me a $15k SL. In December, they sent me a preapproved offer for a different card that was similar and gave me 0% for about the same length of time so I decided to go online and apply for it and see what happened. They gave me another $15k and I was pretty shocked that I got both of them so close together.
I would sure love to have a business credit card from Bank of America but I'm not sure if it would be good to apply right now after getting two of their cards on the personal side. I have a thick, clean profile with credit scores of 780-790. Would you go for it or am I really pushing my luck guys? I think I've had 3 approvals in the last 12 months including the two personal Bank of America cards. That's what Experian said but I could hardly believe it
I opened a deposit checking and savings when I apped for the BoA business card....it was very smooth and painless. They will pull your personal TU report (at least they did for me) and the DDA was opened immediately and the CC was done the next day. (Recently did similar with Wells Fargo....no where near as efficient)
I think I am at their max on personal CC limits (BoA)....but business was a different side of the bank and may not be under the same CC limit caps. I'd say go for it if it's a card you want/need for business. I think they pull a business D&B report and offer your business scores as well if approved...that is nice.