BofA Biz: what is different about the second application vs. the first?

[TyrannicalDuncery3]

Got my first Bank of America business card a few months ago, just barely approved. Planning when to apply for my second card.

So I'm wondering what's different about the second application vs. the first:

• Do they still run personal credit? (I think yes from my reading)
• Do they run any different bureaus? (I think no from my reading, unless you didn't have a business credit report before and now you do)
• How can this affect my existing cards? (I think they could end up reunderwriting everything including personal cards, from my reading)

Generally, I'm thinking that I should let my credit profile cool off a bit before applying for another one. I was denied for "too much credit" and velocity-type reasons the first time around, fixed via recon. So I figure that another application might hurt my other cards, if I'm in a similar velocity situation when I apply. Thoughts?

[cashorcharge]

If you feel you "barely got approved" going with your gut instinct is likely the best bet.

Personal Credit: Yes, they will run your personal credit again

Different Bureaus: Are you asking about different personal pulls?  The answer is no.  Are you asking about business pulls like Experian for Business?  I am unsure though I would venture to say yes, they are pulling this in parallel.   

Affects:  Yes, BofA is known from borrowing from one card to create/approve another.   Though not for certain or a guarantee, it does happen though I have not heard or experienced a pull from personal to business or vice-versa...typically these occurences stay within their lane.

[TyrannicalDuncery3]

Thanks!!!