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BofA Business Customized Cash $7000 CLI

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cashorcharge
Community Leader
Super Contributor

BofA Business Customized Cash $7000 CLI

Prompted by @Dcowboy08 CLI success, I was reminded that it had been a year since I put through a request.

The process is very simple, can be accomplished online without calling and while it states you're authorizing them to perform a HP of your personal CB, my request was approved without!  Took 2 business days to process.  The account is a couple years old and gets minor use...about $200 per month and always paid in full

 

$18,000 to $25,000

 

WooHoo!!!!

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Message 1 of 10
9 REPLIES 9
Total_Synergy
New Contributor

Re: BofA Business Customized Cash $7000 CLI

Congratulations @cashorcharge !  Well played Smiley Happy

Personal TCL ~$400k [Goals Met: 1+ Card with each of the Top 10+ (US) Personal Issuers; $0 Fees; Recurring 0% BT Offers; Team Cashback]:

Business TCL ~$100k [Goals Met: 2 Cards with each of the Top 3 (US) Business Issuers; $0 Annual Fees; Team Cashback]:
                RIP:
* Personal FICO 8 (09/25): TU/EX ~775 (AoOA 3.8yrs, AAoA 2.5yrs), EQ ~825 (still reporting 2 cards closed 13+ yrs ago, AoOA 3.8yrs, AAoA 3.7yrs).
* Began in 1984 w/ Amex Gold Personal + Diners Club Corporate in 1990s. Just these 2 for years. Very little FICO knowledge until CARD Act (2010).
* Note: I have history w/ many lenders; so not always 'internally new to them' even though CRAs show 'new' AAoA. I don't track my Business CRAs.
* Acknowledgements: @Aim_High for 'HTML/Signature inspiration' and ALL myFICOers for helping me to optimize a well-earning card portfolio!!
Message 2 of 10
JoeRockhead
Community Leader
Super Contributor

Re: BofA Business Customized Cash $7000 CLI

Very nice bump, congratulations on the new limit!

Message 3 of 10
fullstackdev
Established Contributor

Re: BofA Business Customized Cash $7000 CLI

Congrats on the CLI! I don't even see a link to request a CLI in my online banking.
Rebuilding
Message 4 of 10
Copenix
Frequent Contributor

Re: BofA Business Customized Cash $7000 CLI

Very nice. Congrats on your CLI.

Building credit in the U.S. since January 2022

Current cards:

Total Credit Limit $117.8K | Utilization 0.9%

FICO 8s December 2025


Message 5 of 10
Dcowboy08
Regular Contributor

Re: BofA Business Customized Cash $7000 CLI

Awesome! Now, what to get Marge?... Mmmmm 64 slices of American cheese....

Message 6 of 10
coldfusion
Credit Mentor

Re: BofA Business Customized Cash $7000 CLI


@fullstackdev wrote:
Congrats on the CLI! I don't even see a link to request a CLI in my online banking.

The appearance of a 'request a credit limit increase' link just means that their automated process determined you're eligible to request a CLI.  Having the link appear doesn't equate to an approval and multiple data points over the last several years have confirmed that even without a link you can call customer service and successfully request a CLI over the phone.   

 

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 7 of 10
creditrizz
Frequent Contributor

Re: BofA Business Customized Cash $7000 CLI

Good CLI, congrats.

 

Was wondering if the cashback from the BofA biz cards can be redeemed into a personal checking account (inside or outside of BofA), or if you can only redeem into your BofA business account?




Equifax:833, TransUnion:830, Experian: 832
Message 8 of 10
cashorcharge
Community Leader
Super Contributor

Re: BofA Business Customized Cash $7000 CLI


@creditrizz wrote:

Good CLI, congrats.

 

Was wondering if the cashback from the BofA biz cards can be redeemed into a personal checking account (inside or outside of BofA), or if you can only redeem into your BofA business account?


I believe it can be redeemed back to your account or to a BofA checking account.  I don't believe it can be redeemed outside unless you chose to receive a refund check.  I always apply my rewards right back to my account to keep things easy and quickly usable

Message 9 of 10
coldfusion
Credit Mentor

Re: BofA Business Customized Cash $7000 CLI


@cashorcharge wrote:

@creditrizz wrote:

Good CLI, congrats.

 

Was wondering if the cashback from the BofA biz cards can be redeemed into a personal checking account (inside or outside of BofA), or if you can only redeem into your BofA business account?


I believe it can be redeemed back to your account or to a BofA checking account.  I don't believe it can be redeemed outside unless you chose to receive a refund check.  I always apply my rewards right back to my account to keep things easy and quickly usable


Personal experience is that you can redeem into a personal BoA checking account,  minimum redemption is $0.01. 

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 10 of 10
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