BofA Unlimited Cash Rewards $39.5k

[simplynoir]

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@imaximous wrote:

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@simplynoir wrote:

Congrats here, @imaximous!

This is next on my "garden doesn't mean anything" list for me as well lol

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Thanks @simplynoir !

You should totally go for it. YOLO!  

Hoping this card will keep me personal cards out of trouble 

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Diversification is always a good thing lol. Wondering what BofA will give me considering my PR card is a large limit already. Knowing my luck it'll be some token limit $3k limit when they approve me 😐😂

[imaximous]

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@simplynoir wrote:

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@imaximous wrote:

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@simplynoir wrote:

Congrats here, @imaximous!

This is next on my "garden doesn't mean anything" list for me as well lol

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Thanks @simplynoir !

You should totally go for it. YOLO!  

Hoping this card will keep me personal cards out of trouble 

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Diversification is always a good thing lol. Wondering what BofA will give me considering my PR card is a large limit already. Knowing my luck it'll be some token limit $3k limit when they approve me 😐😂

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Nah, add a "0" to that at least. Business exposure should be treated separately with BofA. They did for me. 

[simplynoir]

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@imaximous wrote:

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@simplynoir wrote:

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@imaximous wrote:

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@simplynoir wrote:

Congrats here, @imaximous!

This is next on my "garden doesn't mean anything" list for me as well lol

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Thanks @simplynoir !

You should totally go for it. YOLO!  

Hoping this card will keep me personal cards out of trouble 

---

Diversification is always a good thing lol. Wondering what BofA will give me considering my PR card is a large limit already. Knowing my luck it'll be some token limit $3k limit when they approve me 😐😂

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Nah, add a "0" to that at least. Business exposure should be treated separately with BofA. They did for me. 

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Awesome! I'll probably tackle that application tomorrow along with another business card. Hoping to get lucky twice over

[Alephbet]

That's a fantastic approval! I wasn't aware that you could even change between Visa and Mastercard on their business cards. I'll have to call and try that for one of my two BofA Business Advantage Customized Cash Rewards cards. Thanks for sharing your data points!

[imaximous]

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@Alephbet wrote:

That's a fantastic approval! I wasn't aware that you could even change between Visa and Mastercard on their business cards. I'll have to call and try that for one of my two BofA Business Advantage Customized Cash Rewards cards. Thanks for sharing your data points!

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Thanks. It never occurred to me to ask for a network switch. The rep offered that option when she couldn't convert the card to a different product, but you still need to have an offer for that under your account. It doesn't seem like it's always available upon request for everyone or even all of your cards. 

[Falcon1871]

I applied for the BofA Unlimited Cash Reward Visa Signature card last week. I already have Business Advantage Customized Cash Rewards card with a $4k limit. 

Yesterday, I received a letter asking me to complete the SSA-89 form to verify my identity and a paystub within the past 30 days or a copy of my most recent signed tax return. 

I haven't filed my latest tax return yet. I will wait until I filed it and answer their requests. 

[imaximous]

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@Falcon1871 wrote:

I applied for the BofA Unlimited Cash Reward Visa Signature card last week. I already have Business Advantage Customized Cash Rewards card with a $4k limit. 

Yesterday, I received a letter asking me to complete the SSA-89 form to verify my identity and a paystub within the past 30 days or a copy of my most recent signed tax return. 

I haven't filed my latest tax return yet. I will wait until I filed it and answer their requests. 

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Do you have any other banking relationship or just the one biz card? How long ago did you get it?

[Falcon1871]

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@imaximous wrote:

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@Falcon1871 wrote:

I applied for the BofA Unlimited Cash Reward Visa Signature card last week. I already have Business Advantage Customized Cash Rewards card with a $4k limit. 

Yesterday, I received a letter asking me to complete the SSA-89 form to verify my identity and a paystub within the past 30 days or a copy of my most recent signed tax return. 

I haven't filed my latest tax return yet. I will wait until I filed it and answer their requests. 

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Do you have any other banking relationship or just the one biz card? How long ago did you get it?

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I only have one Business credit card with BofA. No other relations at all. 

I heard from several of my customers that BofA closed their business accounts for no reason at all. So, I am staying away from BofA for now. 

[imaximous]

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@Falcon1871 wrote:

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@imaximous wrote:

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@Falcon1871 wrote:

I applied for the BofA Unlimited Cash Reward Visa Signature card last week. I already have Business Advantage Customized Cash Rewards card with a $4k limit. 

Yesterday, I received a letter asking me to complete the SSA-89 form to verify my identity and a paystub within the past 30 days or a copy of my most recent signed tax return. 

I haven't filed my latest tax return yet. I will wait until I filed it and answer their requests. 

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Do you have any other banking relationship or just the one biz card? How long ago did you get it?

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I only have one Business credit card with BofA. No other relations at all. 

I heard from several of my customers that BofA closed their business accounts for no reason at all. So, I am staying away from BofA for now. 

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That could be a reason why they asked for docs. I got 7 BofA cards (closed 2) between personal and biz, and they've never requested anything so far. 

As far as BofA closing biz accounts for no reason, I really can't relate to that. I'm not defending them or any other bank, but it's rare they'd close a business account for no reason. There's always something that triggers AA. Maybe there's a little more to those stories they're not sharing?