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I have a couple negative chexsystems marks. I'm working on sorting them out with the respective banks, but in the meantime would like to start a business checking account. So I don't have to use a second chance bank like bbva to open our business account im trying to find a way to get a normal business checking with chase or bofa. Is there a chance I could be approved even with my chexsystems issues if my partner opens a business account and adds me as a joint or authorized user? I'm just trying to start building legitimate income history since I made the mistake of mixing personal and business finances in one account due to these stupid chexsystems flags.
In my experience Bank of America doesn't pull chex personally for business accounts. Another plus is you can do everything online.