Capital one Spark card, best one yet for cash back?

[Anonymous]

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@Anonymous wrote:

How did you receive this offer? I can't find it anywhere. There is no printed offer anywhere on their site. Just trying to see if I can get the same as you.

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It came via mail...  it is not on their site.

[CreditUnionFan]

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@Anonymous wrote:

@Anonymous, can you give me more info on this? I've called twice for other issues and have asked about this $500 and they say there is no program or offer for that. Did you guys sign up more than one account? And maybe it's $250 per account? for $500 total?

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I've been solicited before, but ignored their offers. Well, they finally found a number worth taking a chance on them, and was instantly approved for $20K. $500 after $5k spend.

I'm not thrilled that it will appear on my personal credit report, doesn't quite match PNC's 1.75% or Citizens 1.85% for non-AF cards, but it'll do nicely for business purchases.

[Anonymous]

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@CreditUnionFan wrote:

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@Anonymous wrote:

@Anonymous, can you give me more info on this? I've called twice for other issues and have asked about this $500 and they say there is no program or offer for that. Did you guys sign up more than one account? And maybe it's $250 per account? for $500 total?

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I've been solicited before, but ignored their offers. Well, they finally found a number worth taking a chance on them, and was instantly approved for $20K. $500 after $5k spend.

I'm not thrilled that it will appear on my personal credit report, doesn't quite match PNC's 1.75% or Citizens 1.85% for non-AF cards, but it'll do nicely for business purchases.

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That is also the main reason why I didn't take advantage of it..

[Creditaddict]

Mine is 2%

[CreditUnionFan]

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@Creditaddict wrote:
Mine is 2%

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Interesting. You must have Spark Cash - 2% on purchases, no annual fee for the first year, then $59 second year onwards, with the $300 sign-up bonus right now.

I am receiving the Spark Cash Select - 1.5% on purchases, never an annual fee, with a $500 sign-up bonus right now.

After the first year, $11.8k is the annual spend necessary to offset the annual fee on the 2% Spark Cash versus the 1.5% Spark Cash Select.

The normal sign-up bonus for the Spark Cash Select is far less, only $100. Getting the $500 sign-up bonus skews the rewards such that you'd have to spend a lot on the Spark Cash to earn the same in the first year - 40k.

[myjourney]

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CreditUnionFan wrote

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@Creditaddict wrote:
Mine is 2%

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Interesting. You must have Spark Cash - 2% on purchases, no annual fee for the first year, then $59 second year onwards, with the $300 sign-up bonus right now.

I am receiving the Spark Cash Select - 1.5% on purchases, never an annual fee, with a $500 sign-up bonus right now.

After the first year, $11.8k is the annual spend necessary to offset the annual fee on the 2% Spark Cash versus the 1.5% Spark Cash Select.

The normal sign-up bonus for the Spark Cash Select is far less, only $100. Getting the $500 sign-up bonus skews the rewards such that you'd have to spend a lot on the Spark Cash to earn the same in the first year - 40k.

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Nope CA has same card I do "spark classic" IIRC

I was the first to try this and it worked so for 2/12 years now I've been getting 2% CB and spreading the word for others 

App Classic wait 6 months email EO and ask for 2% rewards ....Easy pezzy and no AF

[Creditaddict]

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@myjourney wrote:

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CreditUnionFan wrote

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@Creditaddict wrote:
Mine is 2%

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Interesting. You must have Spark Cash - 2% on purchases, no annual fee for the first year, then $59 second year onwards, with the $300 sign-up bonus right now.

I am receiving the Spark Cash Select - 1.5% on purchases, never an annual fee, with a $500 sign-up bonus right now.

After the first year, $11.8k is the annual spend necessary to offset the annual fee on the 2% Spark Cash versus the 1.5% Spark Cash Select.

The normal sign-up bonus for the Spark Cash Select is far less, only $100. Getting the $500 sign-up bonus skews the rewards such that you'd have to spend a lot on the Spark Cash to earn the same in the first year - 40k.

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Nope CA has same card I do "spark classic" IIRC

I was the first to try this and it worked so for 2/12 years now I've been getting 2% CB and spreading the word for others 

App Classic wait 6 months email EO and ask for 2% rewards ....Easy pezzy and no AF

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true, mine was classic and EO just added the 2% cash on to the account and fast forward over a year and this year it actually switched to the Cash card online and I ordered new card and was sent a Cash Card (GREEN!)

[creditfan]

read this http://www.doctorofcredit.com/capital-one-business-spark-300-bonus-2-cash-back-on-all-purchases-no-a...

if someone interest it

[Anonymous]

Darn. Anyway you still have the letter and could email or post a screen shot? Maybe there is a offer # or someway I can take advantage of it. When I call, they don't know what I'm talking about.