Capital one spark 1.5 cash select

purebulldogs · ‎07-22-2022

Was looking to do a product change. Was approved for a few offers but the rep said they see everyone get declined for a product change into the savor one card that I was looking into.

They asked if I had a business, me and the wife (mostly her) want to start back up with the baking she likes to do. I gave them the info (tax id etc) and they approved me for the cash select 1.5% with no minimums or expiration. The part that surprised me was the limit is 20k and after the intro rate it goes to the lowest 10.74% (which I know can change).

That will be my lowest ongoing rate which I didn't expect.

I know there's higher cash back cards and may be business cards out there that don't report to personal credit but that card will be nice to separate expenses etc.

I've had the tan rebuilder spark card in the past and it was decent overall, but this one should be a lot better

mgood · ‎07-22-2022

Congratulations!

My employer gave me a company credit card a couple weeks ago. It's a Spark Business Visa Siggy. I don't know what the limit is or anything about it. I haven't even used it yet, but I'm carrying it around.

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EQ8 787, TU8 750, EX8 767 as of July 12

AZE9 - 8% Utl - New Cards: 1/6, 2/12, 5/24

cashorcharge · ‎07-22-2022

Nice approval...Congratulations!!👏🏼🍾🥂

babygirl1256 · ‎07-22-2022

Congrats on your Capital One Spark Cash Select approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850

Credit4Growth · ‎07-25-2022

Great Sl, ...Congrats on this Cap One Spark approval!
Best of luck to DW continuing the baking adventures!