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Homedepot net 30

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Mmew84
New Visitor

Homedepot net 30

i tryed applying for homedepot net30 I opt no pg but it still Won't let you process application without putting Social Security and date of birth any way around this I have the scores and trade lines an years of business

Message 1 of 6
5 REPLIES 5
babygirl1256
Senior Contributor

Re: Homedepot net 30

Does the small print state that the "will" or "may" access your personal credit report? If so, they probably will perform a hard pull on your personal credit. 

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 2 of 6
cashorcharge
Community Leader
Super Contributor

Re: Homedepot net 30

No, there is no way around it.  They want to check you out before handing out credit...

Regardless of applying as a Sole Prop, S Corp or C Corp...they want to know who's this getting based off of...

Message 3 of 6
bizcredit11
Frequent Contributor

Re: Homedepot net 30


@Mmew84 wrote:

i tryed applying for homedepot net30 I opt no pg but it still Won't let you process application without putting Social Security and date of birth any way around this I have the scores and trade lines an years of business


If you already checked the box for no PG it will not matter if you add your social and date of birth. That process is required by the Patriot act for banks to ask and make sure you are a citizen in good standing. It will still be a no PG application, but you can protect your personal credit if you like.

 

bizcredit11

Message 4 of 6
Mmew84
New Visitor

Re: Homedepot net 30

I imagine if company gos busted it will show on ur personal 

Message 5 of 6
pizzadude
Credit Mentor

Re: Homedepot net 30


@Mmew84 wrote:

I imagine if company gos busted it will show on ur personal 


If you applied with no PG and are approved then you won't be personally liable for the charges, so it should not appear on your personal reports.   I would expect it will hit your biz reports.  

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 6 of 6
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