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I didn't know these existed, until I got some in the mail today.
The offer is 0% APR for a year, with a 2% fee, and it appears that in some circumstances you can have the funds directly deposited to your checking account.
Does anyone have experience in using these checks?
Do you currently have the cash or the plus?
I got these a few days ago also. First time in the 21 months I've had the card. 2% is really good from the likes of Chase, but of course I never carry a balance...
@Anonymous wrote:Do you currently have the cash or the plus?
This is for the Cash card, which I got in the summer of 2012.
Interesting. Not really of much use to me as I am a PIF guy but sometime's there's a need to carry a balance. Were I to need to I would opt to do it on a business card as it's not reporting that info so no UTL effect on my personal report.
I get all sorts of BT offers so I expect Chase will tag me on this one.
I never receive cheques, but on the Ink Classic, Freedom and Amazon they constantly have 2% balance transfer offers. The Sapphire Preferred and Ink Cash don't have it, so I'm not sure what they look at to provide the offers. You could always put it in a bank account and use it for account bonuses or investing or whatever.