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Chase Ink BT checks?

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Anonymous
Not applicable

Chase Ink BT checks?

I didn't know these existed, until I got some in the mail today.

 

The offer is 0% APR for a year, with a 2% fee, and it appears that in some circumstances you can have the funds directly deposited to your checking account.

 

Does anyone have experience in using these checks?

 

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Chase Ink BT checks?

Do you currently have the cash or the plus?

Message 2 of 7
370Z
Frequent Contributor

Re: Chase Ink BT checks?

I got these a few days ago also. First time in the 21 months I've had the card. 2% is really good from the likes of Chase, but of course I never carry a balance...

EQ8 819 (4/26) EX8 845 (5/26) EX9 846 (5/26) TU8 818 (12/25)
Chase_Hyatt|11.5k|15.24%|6/13 * Amex_Hilton|10k|13.99%|8/13 * Chase_IHG|10k|15.24%|1/14 * Chase_Ink$|12k|13.24%|5/14 * NFCU$|50k|9.65%|12/14 * Amex_ED|10k|12.99%|1/16 * Citi_Custom$|49k|15.24%|4/16 * Merrill+|70k|12.99%|2/17 * Amex_BB+|10k|15.24%|3/18 * PenFed_Pathfinder|29.4k|17.99%|9/18 * WF_Autograph|25k|16.99%|7/19 * AODFCU_VS|22k|13.00%|4/20 * Chase_Ritz_Carlton|33k|15.99%|10/21 * Amex_BB$|42k|13.24%|8/22 * RFCU_VS|10k|12.00%|6/23 * C1_VX|40k|14.74%|1/24 * CSP|14.4k|15.74%|5/25
Gone: CSP, AA x3, Ink+, Premier, CSR, CFU, CF, AARP, Limitless
Message 3 of 7
Anonymous
Not applicable

Re: Chase Ink BT checks?


@Anonymous wrote:

Do you currently have the cash or the plus?


This is for the Cash card, which I got in the summer of 2012.

 

Message 4 of 7
scenery_guy
Established Contributor

Re: Chase Ink BT checks?

Interesting. Not really of much use to me as I am a PIF guy but sometime's there's a need to carry a balance. Were I to need to I would opt to do it on a business card as it's not reporting that info so no UTL effect on my personal report. 

 

I get all sorts of BT offers so I expect Chase will tag me on this one. 

Message 5 of 7
Anonymous
Not applicable

Re: Chase Ink BT checks?

Never received BT checks on my Chase Business Ink Visa Cash account which goes back to 2006.
Message 6 of 7
navigatethis12
Valued Contributor

Re: Chase Ink BT checks?

I never receive cheques, but on the Ink Classic, Freedom and Amazon they constantly have 2% balance transfer offers. The Sapphire Preferred and Ink Cash don't have it, so I'm not sure what they look at to provide the offers. You could always put it in a bank account and use it for account bonuses or investing or whatever.

Message 7 of 7
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