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Chase Ink Business Premier Approval - Less than 700 EXP

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journeyto
Member

Chase Ink Business Premier Approval - Less than 700 EXP

Hi! Thanks to all of you contributors for helping me with this approval. Sharing to help others..

 

Got a letter in the mail for the $1k promo for my business. Hesitant to apply, but really wanted to get away from Capital One. My husband I have been working on rebuilding our credit but are both still below 700. Chase pulled my Experian, which was 690. MyFICO shows two previous inquiries, but Chase's credit monitoring shows 12 in the last 2 years. Also have 2 collections.

 

I applied on a Friday and did not get the immediate approval. Email said: "We'll review your Chase Ink Business PremierSM credit card application and be in touch soon." 

 

I followed this chart/guide (https://imgur.com/a/oXlPW) and called right away. The rep said that they'll let me know, it was a dead end. I called again on Sunday and got sent to hold purgatory, before being transferred to the loan department. Was kind of feeling discouraged having not so great history, but I tried a call one more time and got a $10K approval!

8 REPLIES 8
Trinzero
Contributor

Re: Chase Ink Business Premier Approval - Less than 700 EXP

Congrats to you!

Way to go with your persistence... It really paid off ! 🎉😊

Message 2 of 9
JoeRockhead
Senior Contributor

Re: Chase Ink Business Premier Approval - Less than 700 EXP

Nice SL and approval, well done, congratulations!

Message 3 of 9
BigBS
Senior Contributor

Re: Chase Ink Business Premier Approval - Less than 700 EXP

Very nice, congrats!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 4 of 9
Jordan23ww
Valued Contributor

Re: Chase Ink Business Premier Approval - Less than 700 EXP

Congratulations on your approval! I'm glad to hear it all worked out for you! Thank you also for sharing this experience with us!

      


Message 5 of 9
SouthJamaica
Mega Contributor

Re: Chase Ink Business Premier Approval - Less than 700 EXP


@journeyto wrote:

Hi! Thanks to all of you contributors for helping me with this approval. Sharing to help others..

 

Got a letter in the mail for the $1k promo for my business. Hesitant to apply, but really wanted to get away from Capital One. My husband I have been working on rebuilding our credit but are both still below 700. Chase pulled my Experian, which was 690. MyFICO shows two previous inquiries, but Chase's credit monitoring shows 12 in the last 2 years. Also have 2 collections.

 

I applied on a Friday and did not get the immediate approval. Email said: "We'll review your Chase Ink Business PremierSM credit card application and be in touch soon." 

 

I followed this chart/guide (https://imgur.com/a/oXlPW) and called right away. The rep said that they'll let me know, it was a dead end. I called again on Sunday and got sent to hold purgatory, before being transferred to the loan department. Was kind of feeling discouraged having not so great history, but I tried a call one more time and got a $10K approval!


Congratulations on the approval, and thank you for sharing the details on how it came about.

 

Chase Ink has been my elusive grail.


Total revolving limits 657200 (536700 reporting) FICO 8: EQ 712 TU 710 EX 708

Message 6 of 9
cashorcharge
Community Leader
Super Contributor

Re: Chase Ink Business Premier Approval - Less than 700 EXP

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 7 of 9
DatBoiQuick
Regular Contributor

Re: Chase Ink Business Premier Approval - Less than 700 EXP

Congrats on your chase premier approval!

Personal Cards:


Business Cards:
Message 8 of 9
Jordan23ww
Valued Contributor

Re: Chase Ink Business Premier Approval - Less than 700 EXP


@SouthJamaica wrote:

@journeyto wrote:

Hi! Thanks to all of you contributors for helping me with this approval. Sharing to help others..

 

Got a letter in the mail for the $1k promo for my business. Hesitant to apply, but really wanted to get away from Capital One. My husband I have been working on rebuilding our credit but are both still below 700. Chase pulled my Experian, which was 690. MyFICO shows two previous inquiries, but Chase's credit monitoring shows 12 in the last 2 years. Also have 2 collections.

 

I applied on a Friday and did not get the immediate approval. Email said: "We'll review your Chase Ink Business PremierSM credit card application and be in touch soon." 

 

I followed this chart/guide (https://imgur.com/a/oXlPW) and called right away. The rep said that they'll let me know, it was a dead end. I called again on Sunday and got sent to hold purgatory, before being transferred to the loan department. Was kind of feeling discouraged having not so great history, but I tried a call one more time and got a $10K approval!


Congratulations on the approval, and thank you for sharing the details on how it came about.

 

Chase Ink has been my elusive grail.


@SouthJamaica  I hope that Chase lets you get their Ink Cards soon! For what it's worth I'm rooting for you!  

      


Message 9 of 9
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