Chase Ink Plus Application Message

[Creditplz]

That's true haha I just scratched my way in on 5/23 for an INK

[Anonymous]

yeah I am a little confused why they would retroactively deny me for that even though the rule did not apply to Ink applications when mine went in...

also curious why the auto status line still says 7-10, 4 days after they printed this letter.

I sent a SM for now asking what the proper procedure is to have this looked at again, specifying that I am a bit surprised since Verifications said everything looked great on my application and it was submitted before the new rule took effect.

[Anonymous]

PLEASE HELP!!!!

I am super annoyed!!!

I didn't realize Chase started 5/24 on Ink.

I received an offer a few days ago for the 60,000 pts and decided to app, as I really need a good no Foreign Trans Fee card for my LLC.

I currently use my CSP, but I wanted to seperate from personal expenses.

All my scores are above 760+, currently have Ink Cash (6yrs - $6,000), Freedom (2.5yrs - $21000), CSP (1yr - $28000), Chase Amazon (6m - $8,000).

I also opened 6 new accounts in January. My utilization is under 9% on $250,000+ total avail credit.

They also declined me for "too many new accounts in past 24 months.

Called recon and that's the message I got, without an option for recon.

Called back again, same messgae, plus the CRs got annoyed becuase I just called 15 minutes prior.

Is this really 5/24 or what's going on?

I really want this card. what should i do?

PLEASE HELP!!!!

[Creditplz]

There's nothing we can do Chase 5/24 is in full effect if you applied before 5/24 the most you could do is talk to the EO, but I'm not sure that would work :/

[Anonymous]

---

@Anonymous wrote:

PLEASE HELP!!!!

I am super annoyed!!!

I didn't realize Chase started 5/24 on Ink.

I received an offer a few days ago for the 60,000 pts and decided to app, as I really need a good no Foreign Trans Fee card for my LLC.

I currently use my CSP, but I wanted to seperate from personal expenses.

All my scores are above 760+, currently have Ink Cash (6yrs - $6,000), Freedom (2.5yrs - $21000), CSP (1yr - $28000), Chase Amazon (6m - $8,000).

I also opened 6 new accounts in January. My utilization is under 9% on $250,000+ total avail credit.

They also declined me for "too many new accounts in past 24 months.

Called recon and that's the message I got, without an option for recon.

Called back again, same messgae, plus the CRs got annoyed becuase I just called 15 minutes prior.

Is this really 5/24 or what's going on?

I really want this card. what should i do?

PLEASE HELP!!!!

---

How would you like us to help? I can buy you a drink, but Chase plays by their own rules.... I'm going to try recon as well since my application was sent in days before this change in policy took place, but if you applied on or after 5/22 there is likely no recourse, unfortunately.

[Anonymous]

That really sucks!

I was really looing forward to getting this card, plus 60,000 pts is super attractive.

So, if 5/24 is in effect, that meants i will never qualify for this card, since i open at least 5 account every 12 months.

[Creditplz]

Same... Thankful I got all the Chase products I want now, well except CSP

[Anonymous]

ugh lol.. I didn't know about 5/24 last year when I got started with this stuff...  still need regular Freedom and an Ink to round out my Chase quadfecta

[Anonymous]

I called the EO, spoke to a very nice rep, had a good conversation and then we got into the app and he showed it was still pending...said he would transfer me to a colleague...then I got connected to lending again and same result. I have cut my losses and Ill try again next August or if they change the rule any time this year.

[Imperfectfuture]

---

@Anonymous wrote:

---

@Anonymous wrote:

Not good or bad, but not an instant denial either.

Call the status line and tell us what robo lady says. 800-432-3117, hit #, then 3, then 1, enter your SSN and she will tell you more, possibly.

---

Pretty standard.  I actually see very few instant approvals from what I have read on the board.  Most are what you posted.  You should get an e-mail that says basically the same.  Call the status line.  Most people say that if you get the "2 weeks" message, sit tight.  Usually means under review.  If its 7-10 days, tends to be a denial/needs verification.  You will get a letter telling you which it is.  Once you get the letter, gather your info - EIN letter from IRS, last two years revenue, this year's projections and be prepared to answer a few questions.  See what tey need.  Best of luck!

---

I just did my taxes prior to calling in (could not take chance on 5/24).  Had all the answers, except overseas rep could not understand having multiple dba's under one umbrella (wanted card for each one, no thank you).  Otherwise, if you really have a business, it's not a grilling.  Just answering questions.