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Chase Ink Plus Application Message

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Imperfectfuture
Super Contributor

Re: Chase Ink Plus Application Message


@Anonymous wrote:

The 5/24 rule went in to effect for co-branded and biz cards on, are you ready? 5/24.


LOL, cute.

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Message 31 of 36
Imperfectfuture
Super Contributor

Re: Chase Ink Plus Application Message


@Anonymous wrote:

PLEASE HELP!!!!

I am super annoyed!!!

I didn't realize Chase started 5/24 on Ink.

I received an offer a few days ago for the 60,000 pts and decided to app, as I really need a good no Foreign Trans Fee card for my LLC.

I currently use my CSP, but I wanted to seperate from personal expenses.

All my scores are above 760+, currently have Ink Cash (6yrs - $6,000), Freedom (2.5yrs - $21000), CSP (1yr - $28000), Chase Amazon (6m - $8,000).

I also opened 6 new accounts in January. My utilization is under 9% on $250,000+ total avail credit.

 

They also declined me for "too many new accounts in past 24 months.

Called recon and that's the message I got, without an option for recon.

Called back again, same messgae, plus the CRs got annoyed becuase I just called 15 minutes prior.

 

Is this really 5/24 or what's going on?

I really want this card. what should i do?

 

PLEASE HELP!!!!


If you REALLY want the Plus, need to PC cash to plus.

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Message 32 of 36
Anonymous
Not applicable

Re: Chase Ink Plus Application Message


@Imperfectfuture wrote:

@Anonymous wrote:

@Anonymous wrote:

Not good or bad, but not an instant denial either.

 

Call the status line and tell us what robo lady says. 800-432-3117, hit #, then 3, then 1, enter your SSN and she will tell you more, possibly.


Pretty standard.  I actually see very few instant approvals from what I have read on the board.  Most are what you posted.  You should get an e-mail that says basically the same.  Call the status line.  Most people say that if you get the "2 weeks" message, sit tight.  Usually means under review.  If its 7-10 days, tends to be a denial/needs verification.  You will get a letter telling you which it is.  Once you get the letter, gather your info - EIN letter from IRS, last two years revenue, this year's projections and be prepared to answer a few questions.  See what tey need.  Best of luck!


I just did my taxes prior to calling in (could not take chance on 5/24).  Had all the answers, except overseas rep could not understand having multiple dba's under one umbrella (wanted card for each one, no thank you).  Otherwise, if you really have a business, it's not a grilling.  Just answering questions.


BOA, who I have finally dumped, used to send me a debit card for each of my DBA's.

Message 33 of 36
Anonymous
Not applicable

Re: Chase Ink Plus Application Message

I even tried that.

 

They wouldn't do it. She said they don't do it for Business Cards.

 

It might have also been because Cash is for another business.

Message 34 of 36
Anonymous
Not applicable

Re: Chase Ink Plus Application Message

Buddy applied for Ink Cash today, he is 8/24, he received the pending message and got a 30 day email. What do you guys think?

Message 35 of 36
Creditplz
Valued Contributor

Re: Chase Ink Plus Application Message

What's it say on the automated status line? I've always received 30 day emails even when I get denied. When the status line says " in approximately 2 weeks" or "30 days" it tends to be a good sign.
Message 36 of 36
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