Chase Ink Pre-approval

Winesnoblv · ‎05-27-2022

I received an email for a pre-approved Chase Ink Card. When I logged into my Chase account, it shows as well.

Currently, I am 4/24 for credit cards, plus a car loan and a personal loan. Would like to have this card, but not sure about the pre-approval.

Also, what credit does Chase pull for this card? I am in Florida.

Thank you.

FICO 8 EX 784 TU 786 EQ 786
FICO 9 EX 780
AMEX - Platinum, BCP, Delta Platinum, Simply Cash Plus, Blue Business Cash (Business)
Barclay - Arrival Plus, AAdvantage Aviator
Capital One - Venture, Sparks (Business)
Chase - FU, CSP
Citi - Premier, PLOC
Discover It Miles
TD Cash Visa
US Bank Altitude Reserve
Wells Fargo Propel AMEX
PNC Points Visa
FNBO Evergreen Visa

SouthJamaica · ‎05-27-2022

@Winesnoblv wrote:
I received an email for a pre-approved Chase Ink Card. When I logged into my Chase account, it shows as well.
Currently, I am 4/24 for credit cards, plus a car loan and a personal loan. Would like to have this card, but not sure about the pre-approval.
Also, what credit does Chase pull for this card? I am in Florida.

Thank you.

Chase preapprovals are pretty solid. If you would like to have it, go get it.

They often double pull. I don't know which bureaus. For me they always pull EX.

Unify FCU Platinum Visa Variable Rate 35k

TD Bank Business Solutions Visa (Bus) 25k

FNBO Evergreen Business Edition Visa (Bus) 20k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

US Bank Triple Cash Rewards Visa (Bus) 12k

Geo-fenced credit union Platinum Visa 10500

Members 1st FCU Low Rate Platinum Visa 5k

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 586020 (520820 reporting) FICO 8: EQ 694 TU 692 EX 692

ntenseone · ‎06-11-2022

I was just approved for Ink and they pulled EX and EQ.

FICO - 821 on 2/5/22
FICO 8 - 799 on 2/5/22
Vantage Score 3.0 - 816 on 3/2/22
Vantage Score 4.0 - 776 on 2/1/22

Schmoopy · ‎06-11-2022

I was also pre-approved for the Ink and I applied for the unlimited Ink & Ink preffered together as I wanted the 0% of the unlimited but the no FTF (and the points perks) of the preferred.

It was a nightmare to get approved, even though I was 'pre-approved'. I had to call numerous times and they kept transferring me from one another and kept asking for docs and info and what not. I think it took them 2 weeks. But at least I was approved. It may be casue I applied to 2 cards together.

For me they pulled EX only if I'm not mistaken.

Yes, I've just checked. They pulled EX only.

8/2017 Experian 684 | 11/2017 Transunion 640 | 10/25/2018 Experian 784, Transunion 711, Equifax 707 | 11/1/2018 Experian 797, Transunion 709, Equifax 709 | 2/20/2021 Experian 744, Transunion 716, Equifax 703 | 1/29/2022 Experian 695, Transunion 700, Equifax 700 | 6/11/2022 Experian 792, Transunion 749, Equifax 742 | 8/4/2022 Experian 757, Transunion 782, Equifax 745 | 3/22/2023 Experian 817, Transunion 825, Equifax 827

Winesnoblv · ‎06-14-2022

Decided to go for it. Received the 30 day may need additional info response.

Called the number the next day and was approved. SL of $3k. Not surprising since I am possibly close to max with Chase due to my personal cards. Did receive the lowest interest rate after the 12 month promo period.

FICO 8 EX 784 TU 786 EQ 786
FICO 9 EX 780
AMEX - Platinum, BCP, Delta Platinum, Simply Cash Plus, Blue Business Cash (Business)
Barclay - Arrival Plus, AAdvantage Aviator
Capital One - Venture, Sparks (Business)
Chase - FU, CSP
Citi - Premier, PLOC
Discover It Miles
TD Cash Visa
US Bank Altitude Reserve
Wells Fargo Propel AMEX
PNC Points Visa
FNBO Evergreen Visa

Drwaz99 · ‎06-14-2022

Nice, congrats!!!

Credit4Growth · ‎06-14-2022

🌟 You may be close to your when tallying those lines together but here is a BIG Congrats on your new approval and receiving the lowest rate! 🥂

cashorcharge · ‎06-15-2022

That's terrific!! Congratulations on your approval!!!🎉🍾🥂

JLL2104 · ‎07-16-2022

What number did you call?

babygirl1256 · ‎07-16-2022

Congrats on your Chase Business Ink approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850