@Anonymous wrote:
well, your application was submitted before march so they should honor that. also, when they say to call with ref# that's verification so you probably shouldn't have stalled if you're wanting a quicker approval. if everything (verification wise) checks out you should be ok.
You were right. Called 1st thing this morning & it said approved $10K. Yay. (Ink Cash, not the Ink Plus.)
So sequence was:
2/14/16: Applied online, got "Call us as soon as possible." Gave ref#. Did not call.
2/22/16: Got letter asking for proof of EIN & physical biz address. Called Chase, the girl told me which forms I needed to mail: IRS SS-4 & state sales tax license would work, she said. I was surprised by how pleasasant she was. Didn't ask me anything about my business or anything else. I asked her if my app was approved pending verification of EIN & biz address & she would only say that "it may require further review." I didn't push her for more detail.
2/24/16: Mailed the forms.
3/4/16: 7-10 day msg changed to "You will be notified in writing within 30 days of us receiving your application."
3/7/16: "30 days" msg changed to "approved."
So .. 3 weeks from app to approval.
5/24 rule definitely did not apply in this case: I've opened 10 new cards in the last year (1 cap1 spark biz & 9 personal).
I called them, said I'm going out of town & asked them to overnight the card; the gal said no problem, it'll arrive in 1-2 biz days via UPS, no fee to me. She said I'd get an email with the tracking #.
