Chase Ink in pending/review- approved

[jdsinm]

Appd today and got the 30 day under review message. Will update later. Updated 3.30 the waiting continues see below.

They pulled EX personal with a cali address.

sole p using ss#

750-760 score

13% debt to income

3 year plus old business

Long term (30+ years) with multiple checking/cc accounts with them. No business accounts with them

Only established bus credit is amex from earlier this year

Adding- i received the 30 day email the same day i appd

3.30 update- 

I received a letter in the mail today. Saying "they needed info. May be related to alert on your credit profile or TIN". 

I don't have a locked credit report so it wasn't that.

Turns out i transposed the last two digits of my SS.

They wanted to verify the "correct" number.

Interesting DP that they were still able to originally run my credit when i applied.

Long story short they verified the correct info and moved forward which then meant i needed to get transferred to a business side rep. Then i got the "everything looks good, you will hear something in 2 weeks from us" boilerplate. 

Final DP, once they confirmed the correct number, i almost immediately got an email with the thanks for applying 30 day notice again. I also got  a new hard inquiry. I'll deal with that later.

4.11-update

So i was in the 30 day message response box sense they did a hard pull the second time. 

I was calling every other day and today was a day i called and heard the same message.

Then tonight i got the - "thank you for your interest in a chase card" email

"Congratulations. We have approved your request for a Chase credit card.".

So was a long haul to get to an answer but it's nice to get a yes. (original app/pull on 3/21-22 days)

No other details, will update when I do.

4.15- update

Finally got the "welcome" email, my limit is $9500. Good imo, for having very little bus credit i have at this point. 

Anyaway, my data shows in my specific case you can get a business card from them even if you have little established other bus credit and a solid relationship with them.

[Jordan23ww]

Best wishes to you! I hope you easily get approved!  

[SG43]

Keep us in the loop 

[AceTen]

Good luck to you! I apped last night and got the 30 days message. 

Here's a "chase approval guide" from reddit/imgur https://imgur.com/a/oXlPW

My message went to 2 weeks when I called the auto line. If they don't approve me then I will try to talk my way in, but I like my odds. I'm going to call them up for expediated shipping if the message changes. 

I just found out my Chase ink was approved via 1888 270 2127. OP, you may want to check that number. You are probably approved as well. I do not know my SL, but will call when their offices open.

Good luck!

[SouthJamaica]

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@AceTen wrote:

Good luck to you! I apped last night and got the 30 days message. 

Here's a "chase approval guide" from reddit/imgur https://imgur.com/a/oXlPW

My message went to 2 weeks when I called the auto line. If they don't approve me then I will try to talk my way in, but I like my odds. I'm going to call them up for expediated shipping if the message changes. 

I just found out my Chase ink was approved via 1888 270 2127. OP, you may want to check that number. You are probably approved as well. I do not know my SL, but will call when their offices open.

Good luck!

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Love that approval guide, but I think the phone number you used is better than the phone number they mention.

I broke down and applied even though there's no prequalification and my utilization and scores are the worst they've been in years.

I'm at 24 hours and still 'pending, 2 weeks'.

[Citylights18]

I would ignore their messages and call them every 3 business days.

My business cash was taking 10 days in the mail. I gave them a call and they expedited my card in 1-2 business days.

It pays to be agressive especially if you are waiting on it.

[SG43]

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@SouthJamaica wrote: 

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Love that approval guide, but I think the phone number you used is better than the phone number they mention.

I broke down and applied even though there's no prequalification and my utilization and scores are the worst they've been in years.

I'm at 24 hours and still 'pending, 2 weeks'.

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I hope it pans out for you. I know you've mentioned before it's one of your last wishlist cards. You're one of the more memorable posters that I found not only consistently good information from but inspiration in my rebuild. And here I am in the 800's with 150k+ of unsecured credit, another 70k+ of business credit. Never would I have imagined.

[SouthJamaica]

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@SG43 wrote:

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@SouthJamaica wrote: 

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Love that approval guide, but I think the phone number you used is better than the phone number they mention.

I broke down and applied even though there's no prequalification and my utilization and scores are the worst they've been in years.

I'm at 24 hours and still 'pending, 2 weeks'.

---

I hope it pans out for you. I know you've mentioned before it's one of your last wishlist cards. You're one of the more memorable posters that I found not only consistently good information from but inspiration in my rebuild. And here I am in the 800's with 150k+ of unsecured credit, another 70k+ of business credit. Never would I have imagined.

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Thank you for your kind words. I'm glad you're doing well in the credit game

As to my personal quest for my one wish list card: still pending with the "2 week" language.

[SouthJamaica]

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@Citylights18 wrote:

I would ignore their messages and call them every 3 business days.

My business cash was taking 10 days in the mail. I gave them a call and they expedited my card in 1-2 business days.

It pays to be agressive especially if you are waiting on it.

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Me I have a deep seated fear of human recon conversations. I don't like to grovel.

[GApeachy]

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@SouthJamaica wrote:

As to my personal quest for my one wish list card: still pending with the "2 week" language.

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Oh wow!  You really went for it.  Man! I hope you snag it...tag me plz!

Any update OP? @jdsinm