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Chase Ink not showing up on personal credit?

nalinali
Member

Chase Ink not showing up on personal credit?

I've had a Chase Ink card for my business for the last 4 years but it has never shown up on my personal credit report. Is this typical?

Message 1 of 6
5 REPLIES 5
Credit-hoarder
Valued Contributor

Re: Chase Ink not showing up on personal credit?

@nalinali: When I was approved for mine the other day in branch--the banker helped me set up my business online acct. And she told me to link my personal cards to it she would have to move the personal cards over to the business log-in. But she also said it can't be done the other way around--business over to personal log-in. Hope this explains it.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 2 of 6
nalinali
Member

Re: Chase Ink not showing up on personal credit?

Thanks, but how does my personal credit report not reflect that I have a Chase Ink business card under my name?

Message 3 of 6
Credit-hoarder
Valued Contributor

Re: Chase Ink not showing up on personal credit?

@nalinali: Sorry I misread the question. Most business credit cards (with the exception of a few banks) won't show up in your personal reports unless you default. Chase is one of the banks that won't show on your personal reports--but it will show up on business reports. Credit-is-Crack has a recent thread in this section explaining which banks DO REPORT business cards to personal reports.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 4 of 6
SouthJamaica
Super Contributor

Re: Chase Ink not showing up on personal credit?


@nalinali wrote:

I've had a Chase Ink card for my business for the last 4 years but it has never shown up on my personal credit report. Is this typical?


It's not only typical, it's universal. Chase business cards do not report to personal credit.

 

The majority of business cards do not report to personal credit.


Total revolving limits 663000 (585000 reporting) FICO 8: EQ 716 TU 747 EX 713

Message 5 of 6
nalinali
Member

Re: Chase Ink not showing up on personal credit?

Thanks for the info!

Message 6 of 6
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