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Chase ink CLI, mistake?

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nate0404
Valued Member

Chase ink CLI, mistake?

So I recently got approved for a csp and the ink premier 3 days apart. The premier starting line was $20,000, I called in to see about having it raised, I was informed that I could request an increase and they asked my permission to pull credit, I agreed.  

The customer service representative told me that I there was a 7-10 day message and this likely meant someone had to review the request.  I checked  my account this morning and the limit was raised to $25,000.  How does this effect any future requests or auto increases?  Im thinking i should have waited, but who knows.

Message 1 of 7
6 REPLIES 6
JoeRockhead
Senior Contributor

Re: Chase ink CLI, mistake?

Hard to say if, or how it will affect future CLIs, or maybe I should say affect when you will be eligible again. Did they count your CLI request now or do they just have you starting with that SL? That may be a question for one of their CSRs. Either way, well done, congrats on your approvals!! 

Message 2 of 7
nate0404
Valued Member

Re: Chase ink CLI, mistake?

I first called the business recon department, asked them to reconsider the starting limit, he said first i needed to apply for a cli and if it were to be denied that i should call the recon department. So this definitely counts as a customer initiated cli request. 

the card will get heavy usage, so in the long term I expect the limit will grow.  In the short term chase will miss out on some hefty swipe fees and i will miss out on the extra 1/2%.  I suspect we will both survive 😉

Message 3 of 7
SouthJamaica
Mega Contributor

Re: Chase ink CLI, mistake?


@nate0404 wrote:

So I recently got approved for a csp and the ink premier 3 days apart. The premier starting line was $20,000, I called in to see about having it raised, I was informed that I could request an increase and they asked my permission to pull credit, I agreed.  

The customer service representative told me that I there was a 7-10 day message and this likely meant someone had to review the request.  I checked  my account this morning and the limit was raised to $25,000.  How does this effect any future requests or auto increases?  Im thinking i should have waited, but who knows.


Congratulations on your approvals for both cards and CLI increase.  Your success in getting back to back cards and a CLI right out of the gate seems quite unusual for Chase, which is for many of us a tough nut to crack.  I doubt it will have any impact on your future with Chase, which looks quite promising.


Total revolving limits 650200 (530700 reporting) FICO 8: EQ 708 TU 714 EX 715

Message 4 of 7
cashorcharge
Community Leader
Super Contributor

Re: Chase ink CLI, mistake?

WooHoo!! Congratulations on your Chase Approvals!!👏🏼🍾🥂

Message 5 of 7
Bees18
Frequent Contributor

Re: Chase ink CLI, mistake?

@nate0404 

 

Do you have the number for the business recon line? Do they change SL if requested 

Message 6 of 7
URHomeInvestments
Regular Contributor

Re: Chase ink CLI, mistake?

I never thought to ask for a CLI right off the bat.  This was the first card that my first business was approved for.  I have two more businesses and haven't applied for them yet.  I'm glad to hear that Chase worked with you right from the start.

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