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so far in 2022, i've only applied for one card which was the Citibank Premier card (can be found here: https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citibank-Premier-Credit-Card-Approval/m-p/655...) because in 2021 i went for all business cards to get back under 5/24 to go after chase in 2023 (i know, i did it backwards. lol). Decided to apply for the citibank business AAdvantage card at the same time as the citibank premier. I got an email stating that it would be 7-10 days before they got back to me. I thought, well i if i'm approved, great, if not, no big deal. I didnt get a second hard pull on my EQ (i live in CA and citi is known to pull from EQ).
7 days later, approved with a SL of a whopping $16k!! now i have 2 SUB's to run down. but with some big expenses coming up for my business (hence why i applied for it), it will be a walk in the park.
DP havent changed since i was approved for the Citibank Premier:
Credit Bureau Pulled: Not sure but assuming it was EQ at the same time i applied for the Premier card at the same time
EQ8 Score at time of HP: 787 (based on the Citibank approval page from premier)
INQs in the passed 2 years: 7
AAoA: 3 years
5/24 Status: 2/24 before the approval
Stated Income: $90k
Overall available credit before approval: $160k+
Credit Card UTI at time of application: less than 1%
PayDex Score: 80
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Nicely done...especially with 1 HP for both Personal and Business!! WooHoo!! Congratulations on your Citi AA Approval!!👏🏼🍾🥂
Congrats on your Citibank Business AAdvantage Platinum Select approval.