Credit Cards for small business

[Anonymous]

I've been tasked with finding the best credit cards for the company I work for. I don't know anything about credit cards outside of my personal ones. Any suggestions? My boss stated he definitely wants an Exxon gas card and whatever the best cards are out there. When applying for business credit is it similar to your personal credit? For example, if I apply for 5 cards will that be a red flag, or what's the most strategic way to go about this?

Thanks

[CreditobsessedinFL]

Hi @Anonymous ,

Tons of info here in the forums as to which Biz cards will require a personal guarantee (meaning which CC will hard pull personal credit for approval)  and which cards will report to your personal credit, not just your business credit, either if card is in default or to the CRA if approved. 
Depending on your company's business credit AND the credit profile of whomever would be the personal guarantor, there will be pros and cons to the various credit cards on the market.

Which FI do you bank with?

Amex is a fave in the forums and appears to be relatively easy to get approved for, IMHO, Chase Ink is another fave, but Chase seems to have tightened up to COVID, from what I have read here and on Reddit. Many others will weigh in... do your due diligence, there is a treasure trove of knowledge in these forums.