DW Cap One Spark Business Classic CLI

StephenH · ‎12-21-2022

Quick update; my wife was recently approved the Amex BBP with a $15k SL about a month back, so I thought why not request a cli on the Spark Classic since it was the first business card we applied to and was approved. Plus, I'm an AU on the Spark unlike Amex (IIB 2020).

I had previous requested a cli about 3 months back, but was offered a $200 increase which I declined. However, today upon request, we were approved for an $8k cli which brought up the total credit line to $10.2k.

I try to enjoy these moments as much as possible while I rebuild. Needless to say I'm very happy to see some Cap1 love.

Bankruptcy Chapter 7 DC 03/2021
IIB: Chase CSR 10K, Amex BCP 20K, Disco It 9K, Citi DC 3K

Cap One Plat. 04/2021 3K SL ---> CLI 3.3K ---> PC Venture One ---> PC QS ---> PC Savor One
Cap One QS1 08/2021 3K SL ---> CLI 5.5K ---> PC QS (no AF) ---> PC Venture ---> PC QS
Penfed PCR 12/2022 12.5K SL

Installment Loan 08/2021 ( PIF)
Student Loan 09/2014 10K remaining

As of 04/2024:
FICO 8: 707 EX, 701 EQ, 703 TU

SouthJamaica · ‎12-21-2022

@StephenH wrote:
Quick update; my wife was recently approved the Amex BBP with a $15k SL about a month back, so I thought why not request a cli on the Spark Classic since it was the first business card we applied to and was approved. Plus, I'm an AU on the Spark unlike Amex (IIB 2020).

I had previous requested a cli about 3 months back, but was offered a $200 increase which I declined. However, today upon request, we were approved for an $8k cli which brought up the total credit line to $10.2k.

I try to enjoy these moments as much as possible while I rebuild. Needless to say I'm very happy to see some Cap1 love.

Congratulations on that nice CLI approval.