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Dell Business Credit Approved NOPG

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Dell Business Credit Approved NOPG

Hey Guys

 

Just thought I'd mention I was approved for the Dell Business Credit only 5000. But, meh, it was for the tradeline anyways--we tend to pay cash with all of our Dell Orders.

 

Around this time last year I was declined. So I'm happy. This month, we spent about 62000 dollars with Dell ---but I don't think Webbank tracks any of those metrics.

 

 

 Dell_approved.png

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Re: Dell Business Credit Approved NOPG


@titancylinder wrote:

Hey Guys

 

Just thought I'd mention I was approved for the Dell Business Credit only 5000. But, meh, it was for the tradeline anyways--we tend to pay cash with all of our Dell Orders.

 

Around this time last year I was declined. So I'm happy. This month, we spent about 62000 dollars with Dell ---but I don't think Webbank tracks any of those metrics.

 

 

 Dell_approved.png


Congrats !!

I can't recall my interest rate when I had a Dell account but it was up there.

I doubt I would have used it for 62k in purchases.

For that I would use a lower interest CC and get the points or the rewards and just buy like one item through Dell credit to get it to report.

 

Jax

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Re: Dell Business Credit Approved NOPG

Congrats on the approval!  I app'd my 15 month old LLC for this card a couple of months ago and was also approved for 5k credit line.  The rate is pretty whacked, but don't plan on carrying a balance.

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Re: Dell Business Credit Approved NOPG


@jaxstraw wrote:

@titancylinder wrote:

Hey Guys

 

Just thought I'd mention I was approved for the Dell Business Credit only 5000. But, meh, it was for the tradeline anyways--we tend to pay cash with all of our Dell Orders.

 

Around this time last year I was declined. So I'm happy. This month, we spent about 62000 dollars with Dell ---but I don't think Webbank tracks any of those metrics.

 

 

 Dell_approved.png


Congrats !!

I can't recall my interest rate when I had a Dell account but it was up there.

I doubt I would have used it for 62k in purchases.

For that I would use a lower interest CC and get the points or the rewards and just buy like one item through Dell credit to get it to report.

 


 

 

I wouldn't carry a balance anyways on business orders that big. However, some people don't know but when you finance with DBC (I believe you also have to buy ProSupport for 4 years, or Pro Support Plus (any number of years), you get 10% back when you finance. 6% back if you don't finance and you add PSP/PS (4 years). I really like Dells rewards structure. It sucks you can't turn it into raw cash directly. But I still benefit by charging a customer xyz and just using my rewards to pay for it. 

 

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Re: Dell Business Credit Approved NOPG


@SACT51 wrote:

Congrats on the approval!  I app'd my 15 month old LLC for this card a couple of months ago and was also approved for 5k credit line.  The rate is pretty whacked, but don't plan on carrying a balance.


How was your TL profile at the time of the app? Any prior purchases?

08/2019:
12/2019:

~ This is Chess... It ain't Checkers!!! ~


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Re: Dell Business Credit Approved NOPG


@SilverSmith wrote:

@SACT51 wrote:

Congrats on the approval!  I app'd my 15 month old LLC for this card a couple of months ago and was also approved for 5k credit line.  The rate is pretty whacked, but don't plan on carrying a balance.


How was your TL profile at the time of the app? Any prior purchases?


I've been a Dell Member since 2017 + over 250,000 dollars in spend with Dell since 2017. But that had no reason for Web Bank's approval. I was denied around this time last year. Honestly, I'm not really sure. I push 10-20k/m+ through my capital one business card, which was my only business tradeline besides Quill. Now Circle K fleet and Dell.

 

I reached out to Experian Business to pull my report and they say they can't find my business in their database. Shrugs.

 

LLC has been alive since 2017. Previous company was required by the courts to be dissolved due to a medical bill induced bankruptcy. 

 

 

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