Dell Business Credit+Leasing Option

[theboy]

Did anyone PG for there dell account before?

If you was approved what was your credit score at the time of being approved?

What was your credit line?

I aplied for a DELL ACCOUNT for my business they ask me to PG

WHAT SCORE DO I NEED TO BE APPROVED... 

[2wheel]

I have had Dell for 2 yrs now I think my line is around 6k Didnt ask for a pg when I applied. At the time I think I had a 80 paydex with maybe 4 to 6 tradelines showing on experian. But I think in the last year they have tighten up there credit approvals without a PG

Message Edited by 2wheel on 08-02-2009 08:08 AM

[Anonymous]

I did PG the Dell Business Credit Account.  I think that is typical these days particularly if your business credit is thin.  I applied about 2-3 weeks ago and provided the PG and was instantly approved for $5K credit line.  My EQ score was 634 at the time.  Hope that helps.

[Red1Blue]

I was approved about a year ago with no PG. 5K Credit 20K Lease.

[theboy]

thanks so does having my business phone on help in the credit approval..

[Creditaddict]

what ever you do, I would NEVER Lease from dell.... you end up paying FAR more by the time you buy out the lease then if you paid 20% interest for the same 30 month terms and payment would only be slightly higher.

I'm going to end up paying almost 3k for my 1400 laptop by the time I buy it out after my 0% interest lease... TOTALLY SCREWED on that deal. 

[Anonymous]

If you didnt get approved you need to check how long you have been in business im not sure but if dell does but most bigger vendor credit companys require 2-3 years in business. and whether you are a corporation or sole prop.... Dell is pretty good with giving credit out w/o personal guarantee...EVERY COMPANY will ask for PG if your are a SOLE PROP... the bigger ones atleast..

Message Edited by thadonjuan on 08-20-2009 01:59 AM

[runNL8]

Old post but thought I'd give my .02. Just app'd online, on a very late Saturday night last week, no PG and instant approval w/28K CL, Interest rate is crazy @ 26.99% APR. I used it to make a promo rate purchase @ 4.9 % for a laptop. Still no biggie since I will PIF in 2 billing cycles.

I had a Dell Biz account a few years back ('04-05) with a 25K CL and never used it. When I did decided to use it last year I found out they had closed it due to inactivity, so just last week for kicks & giggles I decided to app again an got instant approval.