Did AmEx BBC Just Become A 4.5% Everything Card?

[Varsity_Lu]

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@SouthJamaica wrote:

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@Varsity_Lu wrote:

Got a targeted offer to add an employee card to my Blue Buisness Cash acccount and get a bonus $100 cash back on $4,000 spend within 6 months.  This is in addition to the 2% it would earn. So, did this just become my 4.5% on everything card for the next 6 months? What am I missing? Oh and my wife counts as an employee, right?

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Call me a wet blanket but wouldn't it be violating the fine print to (a) add someone who's not actually an employee as an employee, and (b) use the business card for non-business purchases?

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Well, I'm a sole proprietor of a side hustle buisness and my wife helps me with it, so no, it's not a violation.

[reluctantgarden]

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@Varsity_Lu wrote:

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@reluctantgarden wrote:
I constantly churn these using my wife/P2 as the employee: five times on BBPs earlier this year, currently on my BBC, and just got my first of five BBPs for the next round. I put everything that isn't groceries (6% BCP) or a 5% quarterly category (Discos, CFF) on them. 

So, do you add them, get the bonus, delete them, and then add them again? It looks like they are going to need a SSN at some point.

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You have to provide the employee's SSN within 60 days of receiving the card or they cancel it. I've never deleted any cards so that the statement/transaction trail remains.

[Pppoolboy]

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Call me a wet blanket but wouldn't it be violating the fine print to (a) add someone who's not actually an employee as an employee, and (b) use the business card for non-business purchases

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First year of law school they teach ya: An unenforced rule is not a rule.  And, from what I've seen, Amex doesn't really enforce those rules.