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Divvy unrequested CLI

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woodyman100
Valued Contributor

Divvy unrequested CLI

Signed up for a Divvy card late last summer.

I found the application process cumbersome and the communication from them very unprofessional.

However I went through the motions and was approved for 8k.

I found the limit unuseful and sock drawered it. Terms stated the account would be closed after 90 days of non use.

It's been well over 90 days. 
Today I received an email asking me to use the line and doubling the limit to 16k. 
Is this a first?


E9B865BC-6D38-4B4D-81EF-B9D7F783FC74.jpeg

NFCU-ICCU-EECU-Texas Trust CU-PSECU-DoverFCU-HarvardFCU-Keypoint CU-DCU-Union Square FCU-SignatureFCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-UMB-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Bread -DSNB-Webbank
Message 1 of 6
5 REPLIES 5
Red1Blue
Super Contributor

Re: Divvy unrequested CLI

Congratulations @woodyman100 

Message 2 of 6
FinStar
Moderator Emeritus

Re: Divvy unrequested CLI


@woodyman100 wrote:

Signed up for a Divvy card late last summer.

I found the application process cumbersome and the communication from them very unprofessional.

However I went through the motions and was approved for 8k.

I found the limit unuseful and sock drawered it. Terms stated the account would be closed after 90 days of non use.

It's been well over 90 days. 
Today I received an email asking me to use the line and doubling the limit to 16k. 
Is this a first?


E9B865BC-6D38-4B4D-81EF-B9D7F783FC74.jpeg


Congrats @woodyman100 🥳

 

I believe you are the first to report a Divvy auto-CLI on here.

Message 3 of 6
pizzadude
Credit Mentor

Re: Divvy unrequested CLI

Congrats on the auto-CLI and for sharing these data points!  So you never used the card at all after activation ? 

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 4 of 6
Red1Blue
Super Contributor

Re: Divvy unrequested CLI

I am not sure about the Auto cli parameters. But from what I heard if we dont use the card with in 90 days they will close it for non use of the card. I am not sure how aggressive they are in closing the accounts.

Message 5 of 6
woodyman100
Valued Contributor

Re: Divvy unrequested CLI

Not one centavo.


@pizzadude wrote:

Congrats on the auto-CLI and for sharing these data points!  So you never used the card at all after activation ? 


 

NFCU-ICCU-EECU-Texas Trust CU-PSECU-DoverFCU-HarvardFCU-Keypoint CU-DCU-Union Square FCU-SignatureFCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-UMB-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Bread -DSNB-Webbank
Message 6 of 6
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