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Been receiving offers to app for this card over the past couple of years through my local bank. I've ignored it up until now. This card will suit my needs really well. It offers 3% CB at gas stations, EV charging stations (no need for that), office supply stores, cell phone providers and restaurants. All beneficial and fills my needs quite well. $100 annual statement credit for software subscriptions (my QuickBooks subscription covers that). No caps or limit on CB earning potential. There's also 5% cash back on prepaid hotels and car rentals booked in the Rewards Center--that may also be really good for me. $200 SUB after spending $500 in the first 90 days. Ha! That's already done. ![]()
I decided to app this afternoon and received a SL of $50K. I have to acknowledge I wasn't expecting that much of a limit. I'll take it.
They pulled TU, my score at the time was 850 F8, bankcard F8 at last pull was 893. Income $675K.
















Starting Score: 469Outstanding SL and approval, congratulations!
@Junejer wrote:Been receiving offers to app for this card over the past couple of years through my local bank. I've ignored it up until now. This card will suit my needs really well. It offers 3% CB at gas stations, EV charging stations (no need for that), office supply stores, cell phone providers and restaurants. All beneficial and fills my needs quite well. $100 annual statement credit for software subscriptions (my QuickBooks subscription covers that). No caps or limit on CB earning potential. There's also 5% cash back on prepaid hotels and car rentals booked in the Rewards Center--that may also be really good for me. $200 SUB after spending $500 in the first 90 days. Ha! That's already done.
I decided to app this afternoon and received a SL of $50K. I have to acknowledge I wasn't expecting that much of a limit. I'll take it.
They pulled TU, my score at the time was 850 F8, bankcard F8 at last pull was 893. Income $675K.
Congratulations. Sounds like a great card.





























Congrats on the approval!
Congratulations on your approval and great SCL!
Wow, helluva SL.
Thanks @JoeRockhead
















Starting Score: 469Thanks @SouthJamaica. It is a great card.
















Starting Score: 469Thanks, @BigBS @NoMoreE46 @CorpCrMgr1 @SouthJamaica. It's a great card for my needs. That SL blew me away.
















Starting Score: 469Dumb question. How do I find a bank to apply for this card through? It looks like I can't get it straight from Elan.