FNBO Biz Evergreen - Denied

[Anonymous]

Was prequalified on both persona/business prequals for highest limits and lowest APR's.  Went to 7-10 day whatever message.  

Next morning received an email saying app has been updated and to click link > denied.

Business 4+ years

Average Revenue $5-8m annual

SBA EIDL Loan

1% Credit Usage.

Personal Credit 800+ EX they pulled.

6 recent inquiries the past 10 days.

2 car loans under the business just reported as paid before applying

Might be the inquiries idk will get the letter next week or so.

[MmmarkAz]

@Anonymous 

Bummer, That's too bad..

FNBO & PenFed did that to me too, Prequalified, then Do Hard Pull and Denied! & My US Bank did 3 HP's.. They're Hard Pull Happy! Lol.. at Least I

Got my US Bank Biz Cash though..  Looks Like they're INQ's Sensitive <Because Everything Else Looks Great!

[Anonymous]

---

@MmmarkAz wrote:

@Anonymous 

Bummer, That's too bad..

FNBO & PenFed did that to me too, Prequalified, then Do Hard Pull and Denied! & My US Bank did 3 HP's.. They're Hard Pull Happy! Lol.. at Least I

Got my US Bank Biz Cash though..  Looks Like they're INQ's Sensitive <Because Everything Else Looks Great!

---

Check with Desert Financial CU they're Elan bank as well same as us bank. Us bank/Desert = 3 new cards same day instant approved.  

[MmmarkAz]

@Anonymous OK! I've Heard of Them, Hope They Pull TU, I Got 2 Approvals this Week With Credit Unions, Big SL's for Me, I'll Post in Personal Approvals! & Check out Desert Financial.. Thanks!

[babygirl1256]

Gosh, so sorry your FNBO Biz Evergreen was denied -but- congrats on your US Bank/Desert 3 new cards with same day instant approval. 

[jaxstraw]

---

@Anonymous wrote:

Was prequalified on both persona/business prequals for highest limits and lowest APR's.  Went to 7-10 day whatever message.  

Next morning received an email saying app has been updated and to click link > denied.

Business 4+ years

Average Revenue $5-8m annual

SBA EIDL Loan

1% Credit Usage.

Personal Credit 800+ EX they pulled.

6 recent inquiries the past 10 days.

2 car loans under the business just reported as paid before applying

Might be the inquiries idk will get the letter next week or so.

---

I've got like 25-30 inq on my EX and was approved.

And you have been crushing it lately with approvals but they are so recent they shouldn't have factored in.

I'd definitely recon.

[AzCreditGuy]

---

@Anonymous wrote:

Was prequalified on both persona/business prequals for highest limits and lowest APR's.  Went to 7-10 day whatever message.  

Next morning received an email saying app has been updated and to click link > denied.

Business 4+ years

Average Revenue $5-8m annual

SBA EIDL Loan

1% Credit Usage.

Personal Credit 800+ EX they pulled.

6 recent inquiries the past 10 days.

2 car loans under the business just reported as paid before applying

Might be the inquiries idk will get the letter next week or so.

---

Hmmm interesting My personal is 800+ 

1% UTI 

Im being told TU for me?

 just tried to hit the continue button to see what I get approved and nothing? This is the second it has done this? Im taking this as a warning?

[Anonymous]

---

@AzCreditGuy wrote:

---

---

Hmmm interesting My personal is 800+ 

1% UTI 

Im being told TU for me?

 just tried to hit the continue button to see what I get approved and nothing? This is the second it has done this? Im taking this as a warning?

---

lol maybe its an anti-AZ thing? as long as youre not taking dings trying to submit its not bad hah

[Anonymous]

---

@MmmarkAz wrote:

@Anonymous OK! I've Heard of Them, Hope They Pull TU, I Got 2 Approvals this Week With Credit Unions, Big SL's for Me, I'll Post in Personal Approvals! & Check out Desert Financial.. Thanks!

---

they pull the same as USBank I think Experian(?) 

[Anonymous]

---

@jaxstraw wrote:

---

@Anonymous wrote:

Was prequalified on both persona/business prequals for highest limits and lowest APR's.  Went to 7-10 day whatever message.  

Next morning received an email saying app has been updated and to click link > denied.

Business 4+ years

Average Revenue $5-8m annual

SBA EIDL Loan

1% Credit Usage.

Personal Credit 800+ EX they pulled.

6 recent inquiries the past 10 days.

2 car loans under the business just reported as paid before applying

Might be the inquiries idk will get the letter next week or so.

---

I've got like 25-30 inq on my EX and was approved.

And you have been crushing it lately with approvals but they are so recent they shouldn't have factored in.

I'd definitely recon.

---

waiting on the letter to see the reason as its the 1800's and impossible for their company to know things w out seeing the letter they sent me which they are clueless about lmao.