FNBO Business CC - First Bank MC

[AceTen]

Thanks for this wonderful rescource and to everyone who shares information.

I am not sure if this is a new link, but First Bank offers a business 1.5% cashback mastercard pre-qualify link and the backend is run by FNBO. I have the business evergreen from FNBO and prequalified for the First Bank MC at the same limit and % as my FNBO card. I did not continue with the app as I don't want to take an experian HP right now (FNBO pulled EX when I applied for the business Evergreen).

The SUB for the MC is only $30 but they have a 0% interest offer if anyone is interested. Good luck!

https://www.card.fnbo.com/mpp/firstbank/business/web-mc.html

[jaxstraw]

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@AceTen wrote:

Thanks for this wonderful rescource and to everyone who shares information.

I am not sure if this is a new link, but First Bank offers a business 1.5% cashback mastercard pre-qualify link and the backend is run by FNBO. I have the business evergreen from FNBO and prequalified for the First Bank MC at the same limit and % as my FNBO card. I did not continue with the app as I don't want to take an experian HP right now (FNBO pulled EX when I applied for the business Evergreen).

The SUB for the MC is only $30 but they have a 0% interest offer if anyone is interested. Good luck!

https://www.card.fnbo.com/mpp/firstbank/business/web-mc.html

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Thanks for the link.

Pre qualified for$15k.....almost the same as FNBO Evergreen just as you said.

Hit apply and filled out a few more details.

Submit....

About 20 seconds of waiting and then approved for the $15k

Notification of HP on personal EX a few minutes later.

[AceTen]

Congrats on the new business mastercard! Wohoo!! 

I posted the link in another thread and they must have split it off into a new thread here in the business forum. I would have never posted a whole new topic but I am glad someone benefitted.. 

[TC1212]

@AceTen  congrats. I did the FNBO prequalifier and it said I was preapproved for 15k for both cards, but when I applied it denied me for a high utilization on my cards.  One card is at 45% and the other is at 77%.  I'm paying them both off in a few weeks and will try this First Bank card then.  I did the prequalify today and it said approved for 11k, but I don't want to chance another wasted HP.

[cashorcharge]

Thanks @AceTen for sharing the link and a new option 

Congratulations @jaxstraw on your great approval!  Hopefully the first of many here for this card....🥂🎉🍾

[FinStar]

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@TC1212 wrote:

@AceTen  congrats. I did the FNBO prequalifier and it said I was preapproved for 15k for both cards, but when I applied it denied me for a high utilization on my cards.  One card is at 45% and the other is at 77%.  I'm paying them both off in a few weeks and will try this First Bank card then.  I did the prequalify today and it said approved for 11k, but I don't want to chance another wasted HP.

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I would hold off until you can confirm that your reports, especially EX, reflect the ideal utilization on those tradelines before you try them again.

[Red1Blue]

I have applied for FNBO EverGreen Business Card. I had to unfreeze my personal EX report. Pre-approval said my biz is approved for $13,900. I said okay let me give it a try since I already unfroze my EX Personal for the pre-qual. App asked for information about my business bank and other details. I provided all the details. When I submitted the application I received message they need to do additional processing and they will get back to me. Will wait for few days and see what response I would receive from them.

[cashorcharge]

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@Red1Blue wrote:

I have applied for FNBO EverGreen Business Card. I had to unfreeze my personal EX report. Pre-approval said my biz is approved for $13,900. I said okay let me give it a try since I already unfroze my EX Personal for the pre-qual. App asked for information about my business bank and other details. I provided all the details. When I submitted the application I received message they need to do additional processing and they will get back to me. Will wait for few days and see what response I would receive from them.

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I had the same experience...within 24 hours, you should get an email with an "Application Status" link so you can watch it.  I then had to wait for a USPS letter to find out what other docs they needed and they requested I mail them back in that tiny envelope or fax them.  Fax?  So I called the number, spoke to the team and was able to email them directly to the UW who then approved my account as prequal'd

[Red1Blue]

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@cashorcharge wrote:

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I had the same experience...within 24 hours, you should get an email with an "Application Status" link so you can watch it.  I then had to wait for a USPS letter to find out what other docs they needed and they requested I mail them back in that tiny envelope or fax them.  Fax?  So I called the number, spoke to the team and was able to email them directly to the UW who then approved my account as prequal'd

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Thanks @cashorcharge I did get an email with Application Status Link When I logged in there is no information. It said it might take 24-48 hours to populate the information. I thought of giving it a try. I am going to wait and see what they say. I am not going to sleep over this for now. I am more interested in getting Amazon Amex which would be more use. I want to get 1 Biz MC and 1 Biz Visa but not sure which ones to get them yet. I have Divvy Credit Builder Prepaid MasterCard. After few months of use they might give regular credit line. I am thinking of taking things easy for next few months and let the Business Accounts age and start building the scores.

[cashorcharge]

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@Red1Blue wrote:

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@cashorcharge wrote:

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I had the same experience...within 24 hours, you should get an email with an "Application Status" link so you can watch it.  I then had to wait for a USPS letter to find out what other docs they needed and they requested I mail them back in that tiny envelope or fax them.  Fax?  So I called the number, spoke to the team and was able to email them directly to the UW who then approved my account as prequal'd

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Thanks @cashorcharge I did get an email with Application Status Link When I logged in there is no information. It said it might take 24-48 hours to populate the information. I thought of giving it a try. I am going to wait and see what they say. I am not going to sleep over this for now. I am more interested in getting Amazon Amex which would be more use. I want to get 1 Biz MC and 1 Biz Visa but not sure which ones to get them yet. I have Divvy Credit Builder Prepaid MasterCard. After few months of use they might give regular credit line. I am thinking of taking things easy for next few months and let the Business Accounts age and start building the scores.

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Gotcha....Good Luck!  

My "status" page never showed the requirements, it just kept saying pending...I had to wait for a letter