Not finding anything on myFICO for this (FlexBase Mastercard) business card which claims to be Net60 (0% apy for 60 days on all purchases) and SP to personal with no HP.
I can't find what bureau it uses, minimum score, average sl, or any other data points: https://www.flexbase.app/
Anyone already have this card or have datapoints?
Supposedly, it's been around since 2021.
Here's more information and where it talks about a soft pull further down the page: https://www.flexbase.app/the-flexbase-card
""APPLICATION REQUIREMENTS
What you should know before you apply
7 Min. Application
The application takes about 7 minutes and you’ll receive a response soon.
No Credit Score Impact
You will need to provide your SSN for a soft credit check.
Business Information
Due to financial regulations, you will need to provide your legal business name, address, entity type, EIN, and more""
Guess I'm a guinea pig.
Apped
Provided personal + Biz info
linked plaid To bank
Got the "we'll let you know in 5 business days" message.
As of 20 minutes after app, No notifications from any bureaus of a pull. So it may be a genuine SP.
Update: today I got a text from FlexBase to verify my residential address. Which stated, once verified, they can start underwriting and fund my account.
They still have not indicated the amount, however, there was an Apy of 26.9% that would apply if full balance isnt paid in 60 days (e.g. net60), in the pdf terms at the time of the app.
Note: still no notification from any bureaus of an HP, so still looks like it may be an SP as per their claim.
It should also be noted that this FlexBase Mastercard is basically a micro working capital loan with a 60 day short term 0%apy. It's mostly ideal for small businesses that deal in piece work contracts that can be completed in 30 to 50 days to repay the working capital used for supplies and labor within 60 days to avoid interest.
@cashorcharge wrote:Thanks for the info and hope the ultimate approval is an amount you're happy with
With the SP they'll see my card deck is all in the low to mid 4fig range each. I would be fine with the low end just to add another SP Biz card.
I'm more curious as to how or if it will report to the bureaus.
I'll probably just use it for smaller biz investments I want to split into 2 payments anyways.
Never hurts to have more tools in the Biz. tool box
I have said in the past,
the time to get credit ...is before you ever need it.
Not for CA residents 
@J-F168 wrote:Not for CA residents
That's unfortunate, I noticed there's 4 or 5 states excluded from availability.
Though, the terminology suggests it might be available in the future: "The Flexbase Card is not available yet in the following states: CA, ND, SD, VT, and NV."
