I hadn't applied for anything in around 7 months, and I'm trying to get under 5/24 for the summer. I decided to go for the Edward Jones business card (issued by Elan). OK bonus ($150/$1000), but wasn't sure if I would get approved with already having the max cash preferred ($25k limit) and platinum business ($20k) through a local CU. Decided to just take the leap, instant approval, $2k limit, don't care about the rate as I don't plan to carry a balance. I have a small account with EJ (~$6k), and I assume you have to have one as they ask you for your account number. Relevant info:
AAoA - 47 mo
Oldest (personal) - 9 yr, 4 mo
Oldest (business) - 4 yr, 3 mo
Business - Sole prop
TU pulled (0/6, 4/12, 7/24)
Newest account - 7 mo (0/6, 4/12, 5/24)
Business income reported - $10k
Personal income reported - $135k
CO Quicksilver - $500; Barclay's GM BuyPower - $700; Target MC - $9,000; Chase Amazon Prime - $8,000; PNC Core - $27,000; Citi DoubleCash - $10,300; Citi Simplicity - $29,500; Chase World of Hyatt - $12,000; PayPal LOC - $1,500; PNC Cash Rewards - $48,000; U.S. Bank Altitude Go - $15,000; AmEx Platinum - NPSL ($7,800 POT); Elan Max Cash (Alliance CU) - $25,000; Alliance CU LOC - $2,000; Wells Fargo Autograph Visa - $10,000; Chase Freedom Flex - $8,000; Venmo - $1,500; AllTru CU LOC - $10,000; Citi Strata Premiere - $11,000; Citi AAdvantage Platinum Select - $14,300; Gemini Credit Card (WebBank) - $15,000; Chase Sapphire Reserve - $26,600; Citi AAdvantage Global - $15,500
Business Trade Lines - Chase Ink Cash - $4,000; Chase Ink Preferred - $10,000; AmEx BBP - $5,500; Hilton Honors Business - $9,000; Elan Business Visa (Alliance CU) - $20,000; Barclay's GM Business - $2,500; Kabbage LOC - $10,500; Marriott Bonvoy Business - $14,600; IHG Rewards Premier Business - $5,000; Edward Jones Business (US Bank) - $2,000; Barclays Wyndham Earner Business - $14,000; US Bank Triple Cash - $10,000; Chase Ink Unlimited - $6,000
Total CLI - $413,500
