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How did you get approved for the Chase Ink Plus?

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Membersince2013
Valued Contributor

Re: How did you get approved for the Chase Ink Plus?

How did you get in touch with the verification department, heavenlyflower?
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Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
Message 11 of 22
Anonymous
Not applicable

Re: How did you get approved for the Chase Ink Plus?

I had a direct number to the department months ago but not anymore :/ You can call any of the customer service numbers and ask to be transferred to verification.
Message 12 of 22
Membersince2013
Valued Contributor

Re: How did you get approved for the Chase Ink Plus?

I'll try to wait and see...

Arrival+ | Barclaycard Rewards Mastercard | Citi Double Cash | CapOne QS (2) | Citi Diamond P | Freedom | Fidelity Amex | Amex Plat | Old Blue Cash | PRG | SPG | BCP | HHonors Surpass | Cap1 Venture | Discover | CSP | Cap1 Venture1 | BOA CR&TR (2) | Ritz Carlton | Southwest Rapid Rewards | Hyatt (2) | US Airways Mastercard (2) | Wells Fargo Rewards Visa | Marriott Premier (2) |

Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
Message 13 of 22
red259
Super Contributor

Re: How did you get approved for the Chase Ink Plus?


@Membersince2013 wrote:

I'll try to wait and see...


+1 This is what I would do if I app for another one. The firts time I called in right away and it was a pain even though I had a prefectly legitimate business. It was nothing like when you call in on a personal card. I have seen a number of people just wait it out and get approved. If chase needs to talk to you they will let you know. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 14 of 22
Membersince2013
Valued Contributor

Re: How did you get approved for the Chase Ink Plus?

I got declined because my "business is too new". Even though I've had it for 4 years now. And apparently a profit of $2000 a year is too low...The analyst I spoke with sounded like he was having a bad day, so I'll call again later.
Arrival+ | Barclaycard Rewards Mastercard | Citi Double Cash | CapOne QS (2) | Citi Diamond P | Freedom | Fidelity Amex | Amex Plat | Old Blue Cash | PRG | SPG | BCP | HHonors Surpass | Cap1 Venture | Discover | CSP | Cap1 Venture1 | BOA CR&TR (2) | Ritz Carlton | Southwest Rapid Rewards | Hyatt (2) | US Airways Mastercard (2) | Wells Fargo Rewards Visa | Marriott Premier (2) |

Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
Message 15 of 22
mongstradamus
Super Contributor

Re: How did you get approved for the Chase Ink Plus?

when i was approved for my ink plus , i played the patience game because i didn't feel like dealing with an inquisition if i called in to recon. If you can wait like an week and then call into automated line to see if you were approved , that could help your chances but its really an YMMV situation. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 16 of 22
Membersince2013
Valued Contributor

Re: How did you get approved for the Chase Ink Plus?


@mongstradamus wrote:

when i was approved for my ink plus , i played the patience game because i didn't feel like dealing with an inquisition if i called in to recon. If you can wait like an week and then call into automated line to see if you were approved , that could help your chances but its really an YMMV situation. 


Yeah, that already happened. I got declined.

Arrival+ | Barclaycard Rewards Mastercard | Citi Double Cash | CapOne QS (2) | Citi Diamond P | Freedom | Fidelity Amex | Amex Plat | Old Blue Cash | PRG | SPG | BCP | HHonors Surpass | Cap1 Venture | Discover | CSP | Cap1 Venture1 | BOA CR&TR (2) | Ritz Carlton | Southwest Rapid Rewards | Hyatt (2) | US Airways Mastercard (2) | Wells Fargo Rewards Visa | Marriott Premier (2) |

Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
Message 17 of 22
Membersince2013
Valued Contributor

Re: How did you get approved for the Chase Ink Plus?

3rd time I've called to recon and I was basically told the same exact thing lol. I think previous analysts leave notes on your application.
Arrival+ | Barclaycard Rewards Mastercard | Citi Double Cash | CapOne QS (2) | Citi Diamond P | Freedom | Fidelity Amex | Amex Plat | Old Blue Cash | PRG | SPG | BCP | HHonors Surpass | Cap1 Venture | Discover | CSP | Cap1 Venture1 | BOA CR&TR (2) | Ritz Carlton | Southwest Rapid Rewards | Hyatt (2) | US Airways Mastercard (2) | Wells Fargo Rewards Visa | Marriott Premier (2) |

Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
Message 18 of 22
SouthJamaica
Mega Contributor

Re: How did you get approved for the Chase Ink Plus?


@Membersince2013 wrote:

I have a "business" on Amazon. Reselling electronics and what not...

I need to add the Ink Plus to my arsenal....*cough*...I meant, i need to Ink Plus, so i can seperate my business purchases from personal. If you have a business like mine or didnt have much of a business at all (eBay). Please share your stories with me on how you got approved. Did you have to call and recon? I need to know before i app.


If you're worried about getting approved by Chase, why not go for a Capital One Spark business card, which is not as hard to get? I have 2 versions of the card and am very pleased with it. With one of them I get 2% cashback on everything.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 19 of 22
Membersince2013
Valued Contributor

Re: How did you get approved for the Chase Ink Plus?


@SouthJamaica wrote:

@Membersince2013 wrote:

I have a "business" on Amazon. Reselling electronics and what not...

I need to add the Ink Plus to my arsenal....*cough*...I meant, i need to Ink Plus, so i can seperate my business purchases from personal. If you have a business like mine or didnt have much of a business at all (eBay). Please share your stories with me on how you got approved. Did you have to call and recon? I need to know before i app.


If you're worried about getting approved by Chase, why not go for a Capital One Spark business card, which is not as hard to get? I have 2 versions of the card and am very pleased with it. With one of them I get 2% cashback on everything.


The thing is that, i dont want cashback. I like the point structure of the Ink Plus. To me, it's literally the best card on the planet that i cant seem to get. You wont understand until you can fathom what you could do with 5x points per dollar.

Arrival+ | Barclaycard Rewards Mastercard | Citi Double Cash | CapOne QS (2) | Citi Diamond P | Freedom | Fidelity Amex | Amex Plat | Old Blue Cash | PRG | SPG | BCP | HHonors Surpass | Cap1 Venture | Discover | CSP | Cap1 Venture1 | BOA CR&TR (2) | Ritz Carlton | Southwest Rapid Rewards | Hyatt (2) | US Airways Mastercard (2) | Wells Fargo Rewards Visa | Marriott Premier (2) |

Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
Message 20 of 22
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