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Hello everyone,
My wife is a business owner and recently was approved for her first business credit cards - Amex plum charge and Amex blue business plus. As we are new to the business credit game, we are both very excitedly these first approvals! We were turned down for CO spark business and BB&T business, so being approved for Amex was unexpected. For data points - she does have 2 personal lines with Amex and has been a member since March 2021. Always PIF.
I had her add me as an AU on both business cards. My question- how will those be reported for me? I know business cards are not reflected on personal credit reports for the primary holder - does the same hold true for authorized users? Just curious if these will impact my utilization.
Thanks for any assistance!
Nope, as an AU the account won't show on your personal credit reports.