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How quick these 3 CCs will help to build business CS?

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Anonymous
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How quick these 3 CCs will help to build business CS?

I have these 3 cards:
Cap1 Business Spark $2000 / spend about $50/mo pay in full 
AmEx SimplyCash Plus $2500 / carry some balance $500 / spend around $100-200/mo | might pay in full in 6 mo ask for CLI and carry BL again
Wells Fargo Business Platinum $5000 / use for bills and other expenses $200/mo 

It's been a month and still no activity. Where each of these banks report and how often? 


Message 1 of 6
5 REPLIES 5
Anonymous
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Re: How quick these 3 CCs will help to build business CS?

Just wondering how long was your business going before u app'd for those cards?

Message 2 of 6
Anonymous
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Re: How quick these 3 CCs will help to build business CS?

I applied for cap one and Amex when my business was 1 mo old. Cap1 did HP, Amex did nothing.
I got Wells Fargo when my business was 2 mo old. I got a letter saying I was approved. So I applied. That’s probably because another partner got WF cash back card not a long time ago and they aren’t going to check our CS which is good. Seems like they didn’t
Message 3 of 6
Anonymous
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Re: How quick these 3 CCs will help to build business CS?


wrote:
I applied for cap one and Amex when my business was 1 mo old. Cap1 did HP, Amex did nothing.
I got Wells Fargo when my business was 2 mo old. I got a letter saying I was approved. So I applied. That’s probably because another partner got WF cash back card not a long time ago and they aren’t going to check our CS which is good. Seems like they didn’t

cool, you know your credit scores when you app'd?  Did you have personal cards w Amex/Cap1 already?   Sorry its new to me so Im figuing out what to app for before i go on a spree lmao

Message 4 of 6
Anonymous
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Re: How quick these 3 CCs will help to build business CS?

I was around 700 when I applied for spark. I knew I won’t get any other cap1 cards so I applied for their 1% cash back and was conditionally approved. I applied for Amex same day but like I said they didn’t check my credit score.
Wells Fargo - I just got lucky because my business partner had recent pulls from them and we also have a business checking with WF.
I tried to apply for Home Depot without PG but they declined and I didn’t want to have another HP.
Message 5 of 6
Anonymous
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Re: How quick these 3 CCs will help to build business CS?

Update. Cap1 pulled my TU, EQ and EX AMEX pulled my EX only
Message 6 of 6
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