JCPenny Commercial Card CLI

[Anonymous]

I have a JCPenny commercial card for my business, we use it to buy furniture, stuff for the office, etc. It’s an easy account to get that reports to Dun & Bradstreet and Experian. This was one of my very first commercial accounts for my business that had a starting limit of $500.00. That first time I requested a limit increase it was denied so I was pretty discouraged. A year and a half later I finally called back in and I requested a limit increase again and I was bumped up to $2000.00. I know that is pretty low for a commercial account but I’ll take it. I highly recommend this account for anyone that wants an easy tradeline for their business. It’s also extremely easy (from my experience) to get this account with no pg.

[Anonymous]

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@Anonymous wrote:

I have a JCPenny commercial card for my business, we use it to buy furniture, stuff for the office, etc. It’s an easy account to get that reports to Dun & Bradstreet and Experian. This was one of my very first commercial accounts for my business that had a starting limit of $500.00. That first time I requested a limit increase it was denied so I was pretty discouraged. A year and a half later I finally called back in and I requested a limit increase again and I was bumped up to $2000.00. I know that is pretty low for a commercial account but I’ll take it. I highly recommend this account for anyone that wants an easy tradeline for their business. It’s also extremely easy (from my experience) to get this account with no pg.

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Congrats on the CLI

[CountryLivin]

Congratulations!

[Anonymous]

Just thought I would give a little more information about my business credit scores to help aid others in their quest for business credit with no PG.

Business - 3 years old 

Entity - Corporation

Address - I use Regus for my business address and have had no problems with creditors (Yet).

Experian Intelliscore Plus v2 Score - 60/100 (Went late on a few bills, working to fix it) [8 Active Payment Tradelines]

Dun and Bradstreet PAYDEX - 75/100 (9 Active Payment Tradelines)

Equifax - Don't know the score but I do there I have 8 Tradelines reporting

Hope some of this information helps!

[Loquat]

Thanks for sharing the dps, OP.